Coverage can be tailored to individual needs. The insurance can be for a single item of property or for the whole portfolio. The starting point of cover is usually the legal defence costs should you be accused of infringing another’s intellectual property and any damages awarded against you. Pursuit cover (against those you believe have infringed your IP) can be added, as well as Breach of Contractual Agreements, such as non payment of royalty income or milestone payments. If an injunction is successfully made against you, you can also insure the ensuing loss of revenue income, previous research and development costs and recover the costs incurred in registering your intellectual property.