Yes, it is possible to get temporary insurance on an uninsured car.
At Anthony Jones, we can help you get temporary car insurance to give you full cover for as little as an hour, or as long as 28 days. Get more information about temporary car insurance.
What is Temporary Car Insurance?
Temporary car insurance gives you immediate comprehensive cover to drive a car for a short-term period, without the need to take out an annual policy.
The cover can last for as long as you need it. This could be for a 28 day period, or even for a single hour.
When Would I Need Temporary Car Insurance?
- If you’re a learner driver, and you want to get some driving practice outside of your structured driving lessons.
- If you want to drive a friend’s car. Or, if you want to let a friend drive your car.
- If you’re test driving a car before you buy it. Temporary insurance can also be useful if you want to drive a new car home, as it means you do not have to seek a suitable annual policy at the point of sale.
- If you have a second car that you only drive occasionally, or which has been off-road for a long period of time. In this case, temporary insurance means you do not have to take out an annual policy on a car you seldom use.
Can You Get Temporary Insurance on an Uninsured Car?
Yes, you can get temporary insurance on an uninsured car. It is illegal to drive on UK roads without, at the very least, third party car insurance cover. If you get temporary car insurance, you can drive a car on UK roads even if it does not currently have an annual policy.
Can I Drive The Car As Soon As It’s Insured?
You will have to ensure that the car you wish to drive has a valid MOT certificate, to confirm that it’s roadworthy. If the car does not have an MOT certificate, and you are involved in an accident, then your insurer may refuse any claim you make on your policy.
Also bear in mind that it is illegal to drive without car tax. You cannot pay for car tax on a car that does not have insurance. Fortunately, it is possible to tax a car that only has a temporary car insurance policy.
If you want to get temporary insurance for an uninsured car, first check the vehicle’s tax status on the government’s website. Next, get your temporary insurance for as long as you need it. Once you’ve secured your insurance, you can tax your vehicle online.
If you are unable to tax the vehicle online, you can do so over the pone instead through calling the DVLA vehicle tax service on 0300 123 4321.
Get Comprehensive Insurance at a Competitive Price From Anthony Jones
At Anthony Jones, we can help you get temporary car insurance to give you full cover for as little as an hour, or as long as 28 days. Get more information about temporary car insurance.
