Mixed Van & Car Fleet
Insurance
Getting the right mixed van and car fleet insurance and support has never been more important, given the multitude of legislative, financial and social factors impacting commercial vehicle fleet operator costs.

Mixed Fleet Insurance
Your mixed commercial motor fleet insurance is designed to keep you on the move, no matter what happens. This can cover:
- Cover for fire and theft
- Accidental damage to a commercial vehicle in your mixed fleet
- Tools and equipment cover
- Accommodation expenses in the event of a breakdown
Minimising Risk for Your Mixed Fleet
Irrespective of the size of your mixed fleet, we work with you to minimise and manage risk as well as meeting your legal obligations. We will work with you to:
- Look at the practices and procedures within your organisation to understand and manage risk.
- Minimise exposure to your organisation from a regulatory perspective
- Understand and reduce the real risk of imprisonment for both your driver involved in a fatal road traffic collision, as well as others within your organisation.
Read more about some of the fleet risk management solutions you can access with us.
You will also find it useful to read our guide on road safety tips and facts:
We are also able to offer Fleet GAP cover. Watch this short podcast and read this leaflet on Fleet Gap cover to find out more. Alternatively you can watch this short film for more information:
Why You Need the Right Mixed Fleet Insurance Cover
Getting the right mixed fleet insurance cover is more important than ever. Insurance premiums are rising, rapidly for those fleet customers unfortunate to have suffered claims or with insurers less experienced in providing sustainable risk transfer over longer periods.
There are a number of reasons for this including:
- Claims frequency is increasing off the back of claims management companies
- Severity of personal injury costs
- Claims cost inflation for third party property damage and own damage – increased technology in commercial vehicles and the exchange rate having an impact on parts and labour costs
- Claims culture, particularly around whiplash and credit hire
Make sure you have mixed fleet insurance experts on your side to help you overcome these challenges.
Immediate Representation and Support
To protect your driver’s interests and your organisation you must ensure legal representation is available immediately. We are partnered with DAC Beachcroft Motor Prosecutions team to make sure this happens. The team has a formidable reputation defending the most serious motoring offences, both with criminal prosecutions and the appropriate advice around the inevitable civil claim and insurance considerations.
Watch our short film to find out more about what happens if someone in your business is involved in a serious road traffic accident:
Need more
information?

Please call John Donaghy or the team on 020 8290 9099 to see how we can help you with your mixed commercial motor fleet insurance. Alternatively, you can email us at cm@anthonyjones.com
“Having worked with many different Insurance Brokers over the years we were so happy to find a partner in Anthony Jones. It’s not just about finding the best deal (they do!) but also about finding the best fit in terms of insurer for your business.
From claims reporting stats to quarterly review meetings Anthony Jones work with us to keep on top of our claims and help to mitigate our losses and manage our fleet. Steve and his team are available anytime for advice, however small or irrelevant, and couldn’t be more helpful, it genuinely feels like you are dealing with friends or colleagues.
We have entrusted Anthony Jones to look after our Insurance needs for the past two years and we hope to continue doing so for many more.
It’s hard to find a broker, or insurer, that you can trust and rely on and with Anthony Jones we are always guaranteed to have both.”
Darren Walne
Operations Director
3rd Party Logistics

Simple Early Claims Process
We have a simple online form so that you can report accidents in your mixed fleet to us quickly.
As premium pressures continue to build quickly alongside Insurance Premium Tax (IPT), mixed commercial motor fleet customers must remain focused on early notification of a collision. Timeliness and quality of that notification play a critical part on how effectively the claim can be managed.
Why Should Mixed Fleets Fit Dashcams?
If you don’t have dashcams fitted in all of the vehicles in your mixed fleet, watch this short film and you’ll understand why they are invaluable in the event of a road traffic accident.
Choosing the Right Mixed Fleet Insurance Partner
Premium reductions or at least stability in charges are increasingly difficult to obtain even where the claims experience and attitudes to risk management are favourable.
Gone are the days when insurance brokers found insurers climbing over themselves to underwrite mixed commercial motor fleets regardless of the quality of the risk or the broker.
Our capability in the mixed fleet market is highly regarded by our customers and the insurers we trust to protect businesses. Never has it been more critical to choose an experienced motor fleet broker, such as Anthony Jones.
Take a virtual tour of our stand at the Commercial Motor Show online:
FAQ’s
Some of our most asked questions, answered below:
HGV Medical: What is Involved & When Is It Due?
At Anthony Jones we have created an online resource to answer your questions at your convenience. Simply browse a category to find FAQs relating to that section.
When would I need Commercial Vehicle insurance rather than Car insurance?
If you have a company and have vehicles that you use within the business, then you need Commercial Vehicle insurance. The vehicles you own might include those which are obviously commercial vehicles, such as lorries, vans and forklift trucks. But company cars are also classed as commercial vehicles and should be covered by Commercial Vehicle insurance. Private car insurance will not include cover for company-owned cars.
When would I need Fleet insurance rather than Multi-Car insurance?
Multi-Car insurance can be used to cover a number of privately-owned cars used for personal use, perhaps incorporating a bit of business use, such as commuting, too. However, Multi-Car insurance can’t be used to cover company cars. For this, you’ll need Fleet insurance. If you want to insure fewer than 5 or 6 company cars or other commercial vehicles, you can protect them with a Mini-Fleet insurance policy.
What is Goods in Transit insurance?
Goods in Transit insurance (GIT insurance for short) is also often referred to as Cargo insurance. As the name suggests, this insurance covers goods (which includes everything from food to furniture, building supplies to cars, and machinery parts to animals) which are being transported from one place to another. Goods in Transit insurance protects your goods in case they are damaged or lost while they are being transported by road, air, rail or sea.
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