Completely free of charge


    What does Professional Indemnity insurance cover?

    Professional Indemnity insurance protects businesses in the event that a client or other third party alleges you’ve made a mistake, given bad advice or there’s something wrong with your designs.

    If a claim is made against your business, Professional Indemnity insurance will pay the cost of your legal defence and also any compensation awarded to the claimant if the court rules in their favour.

    Someone can make a claim against you even if you gave your advice or services for free.


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    Do I need Professional Indemnity insurance?

    Professional Indemnity insurance is mandatory for some professions. If you’re an architect, solicitor, doctor or healthcare professional, accountant, chartered surveyor or engineer, PI insurance is a regulatory requirement.

    Many other professions are contractually obliged to have Professional Indemnity insurance in place before starting work with a client. This is likely to be the case for IT consultants, management and business consultants, designers and marketing professionals.

    If you are a professional offering a design service, you give advice or clients rely on your expertise, it’s recommended that you cover your work with PI insurance.

    How much Professional Indemnity insurance do I need?

    If you are legally obliged to be covered by PI insurance your regulatory body probably stipulates how much PI insurance you need. If you’re not sure, you can check their website or get in touch with them to find out.

    Equally, many clients will set out the level of PI insurance required in their contract before they start working with you.

    If the amount of PI cover has not been set out for you either by a professional body or a client it can be difficult to work out how much insurance you need. This is where we can help. We will work with you to understand your business and make sure that the right level of cover is put in place.

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    Please call Tom Cowap or the team on 020 8290 9080 to talk through your Professional Indemnity insurance needs. Alternatively, you can email us at

    “I have used Anthony Jones for a couple of years now and have always found them to be extremely professional. They take the hard work out of finding a new policy and always have the best interest of the customer at the heart of everything they do.”

    Cathy Durham, Property Investor