Completely free of charge

    Commercial Truck & HGV Insurance


    Commercial truck & HGV insurance for owner operators and haulage fleets from Anthony Jones.

    Whether you’re an independent truck driver or manage a large haulage fleet of HGVs and lorries, we’re here to help you get the right insurance to cover you against every eventuality. Since 1984, we’ve understood the unique challenges faced by owner operator HGV and lorry drivers.


    Get a quote


    What Does Truck and HGV Insurance Cover?

    We’ll work with you to build the right policy for you, to cover exactly what you need. Flexible and tailored owner operator insurance for your vehicle or fleet of HGVs and lorries is essential to make sure you have the right insurance to support you when you need it.
    With over 30 years’ experience in the haulage industry, we’ll help build your tailored HGV and truck policy which might include:

    • Fire and theft damage for your lorry
    • Personal accident and illness cover
    • The contents of HGVs or damage to goods in transit
    • Expenses incurred if your truck break down
    • Costs incurred by the delayed delivery of goods

    Commercial Insurance for Trucks, HGVs & Lorries

    Whether you’re an owner operator looking for private HGV insurance or a fleet manager looking for commercial truck insurance, we can advise on how you can insure any type of vehicle, including:

    • 7.5 tonne lorries
    • Pick-up trucks
    • Recovery trucks
    • Articulated lorries
    • 3.5 tonne recovery trucks
    • Skip lorries

    Truck & Lorry Insurance Requirements

    Depending on the industry you’re in and whether you lease with a larger company, your minimum HGV insurance requirements will change. What you need will depend on the types of transport you provide and the vehicles you operate. We can insure vehicles in a range of different industries, including:

    • Building and construction
    • Food & drink
    • Oil and liquids
    • Haulage

    If you’re part of a larger company or you’re working with a specific type of vehicle or goods, you may have dictated minimum requirements. However, it might be that it’s more cost effective or advisable to exceed the bare minimum.

    We will take the time to understand your circumstances and help you with your requirements, as well as advising on how to get the best deal for you.

    We will discuss your requirements for the following:

    • Liability insurance
    • Physical damage insurance
    • Cargo insurance
    • Trailer insurance

    We’ll help you find any extra cover you might need to take on new contracts.

    Reduce Risk to HGVs and Lorries

    As an experienced broker, we have strong relationships with our insurance partners. We can help you to identify steps you can take to reduce your risk and work with you on how you can properly and accurately present this to insurers.

    We can help you with:

    • E-learning and driver education
    • Risk assessment planning
    • Post-accident activities and learning
    • Driver training
    • How to effectively use telematics
    • Making use of cameras

    We’ll help you find any extra cover you might need and more ways you can reduce the risk to your vehicles and drivers.

    Read more about some of the fleet risk management solutions you can access with us.

    Another useful read is our guide on road safety facts and tips:

    Motor Safety Guide


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    Have a Truck and HGV Insurance Expert on Your Side

    We have extensive experience working with a range of insurance providers throughout the industry and can get you the cover you need at the best deal available.

    We’ll help you manage risk and meet your legal obligations as well as make sure you have support when you have to deal with a claim.

    We’re partnered with DAC Beachcroft, who have a specialist motor prosecutions team, available if you or one of your drivers is involved in a serious road traffic accident. Watch our short films to find out more about what happens in the event of a serious road traffic accident:

    We take the health and safety of owner operators, truck and HGV drivers very seriously. Read our guide containing lots of road safety facts and tips:

    Motor Safety Guide

    Make an Insurance Claim Quickly and Easily

    From independent drivers to managing a large fleet of HGVs, we know you’ll need a fast and easy claims process.

    Just use our simple online form so you can report any accidents or incidents to us quickly and hassle-free.


    Make a claim


    Why Anthony Jones?

    Anthony Jones has over 30 years’ experience in the commercial vehicle sector and has built up significant expertise over this time. We have a dedicated commercial motor team who deal with the needs of individual van owners as well as those running small and large fleets of commercial vehicles and HGVs.

    Take a virtual tour of our stand at the Commercial Motor Show online:


    Please call Kelly Yakinthou, Samantha Miles, Abbie Lineker or the team on 020 8290 9099 to see how we can help you with your Truck and HGV insurance. Alternatively, you can email us at

    “Anthony Jones delivers confidence; both in the people we deal with and in the insurance they put in place. We consistently get value from our investment and their experts in our respective fields bring respect, honesty and realism. This frees me to get on with developing our business and building a market leading company knowing our risk and claims management is in safe hands.”

    Alan McNicol, Executive Financial Director Maritime Transport