Commercial Truck &
Whether you’re an independent truck driver or manage a large haulage fleet of HGVs and lorries, we’re here to help you get the right insurance to cover you against every eventuality. Since 1984, we’ve understood the unique challenges faced by owner operator HGV and lorry drivers.
What Does Truck and HGV Insurance Cover?
We’ll work with you to build the right policy for you, to cover exactly what you need. Flexible and tailored owner operator insurance for your vehicle or fleet of HGVs and lorries is essential to make sure you have the right insurance to support you when you need it.
With over 30 years’ experience in the haulage industry, we’ll help build your tailored HGV and truck policy which might include:
Commercial Insurance for Trucks, HGVs and Lorries
Whether you’re an owner operator looking for private HGV insurance or a fleet manager looking for commercial truck insurance, we can advise on how you can insure any type of vehicle, including:
Truck and Lorry Insurance Requirements
Depending on the industry you’re in and whether you lease with a larger company, your minimum HGV insurance requirements will change. What you need will depend on the types of transport you provide and the vehicles you operate. We can insure vehicles in a range of different industries, including:
- Building and construction
- Food & drink
- Oil and liquids
If you’re part of a larger company or you’re working with a specific type of vehicle or goods, you may have dictated minimum requirements. However, it might be that it’s more cost effective or advisable to exceed the bare minimum.
We will take the time to understand your circumstances and help you with your requirements, as well as advising on how to get the best deal for you.
We will discuss your requirements for the following:
- Liability insurance
- Physical damage insurance
- Cargo insurance
- Trailer insurance
Reduce Risk to HGVs and Lorries
As an experienced broker, we have strong relationships with our insurance partners. We can help you to identify steps you can take to reduce your risk and work with you on how you can properly and accurately present this to insurers.
We can help you with:
- E-learning and driver education
- Risk assessment planning
- Post-accident activities and learning
- Driver training
- How to effectively use telematics
- Making use of cameras
We’ll help you find any extra cover you might need and more ways you can reduce the risk to your vehicles and drivers.
Read more about some of the fleet risk management solutions you can access with us.
“We are proud to have had a long-term partnership with Anthony Jones Insurance Brokers. Our relationship strength is paramount to the insurance protection we buy and our collaboration across claims and risk management. Respect, honesty and realism drives both our businesses forwards.”
Owner and Executive Chairman
Have a Truck & HGV Insurance Expert on Your Side
We have extensive experience working with a range of insurance providers throughout the industry and can get you the cover you need at the best deal available.
We’ll help you manage risk and meet your legal obligations as well as make sure you have support when you have to deal with a claim.
We’re partnered with DAC Beachcroft, who have a specialist motor prosecutions team, available if you or one of your drivers is involved in a serious road traffic accident. Watch our short films to find out more about what happens in the event of a serious road traffic accident:
Make an Insurance Claim Quickly and Easily
From independent drivers to managing a large fleet of HGVs, we know you’ll need a fast and easy claims process.
Just use our simple online form so you can report any accidents or incidents to us quickly and hassle-free.
Why Anthony Jones?
Anthony Jones has over 30 years’ experience in the commercial vehicle sector and has built up significant expertise over this time. We have a dedicated commercial motor team who deal with the needs of individual van owners as well as those running small and large fleets of commercial vehicles.
Take a virtual tour of our stand at the Commercial Motor Show online:
Some of our most asked questions, answered below:
HGV Medical: What is Involved & When Is It Due?
At Anthony Jones we have created an online resource to answer your questions at your convenience. Simply browse a category to find FAQs relating to that section.
When would I need Commercial Vehicle insurance rather than Car insurance?
If you have a company and have vehicles that you use within the business, then you need Commercial Vehicle insurance. The vehicles you own might include those which are obviously commercial vehicles, such as lorries, vans and forklift trucks. But company cars are also classed as commercial vehicles and should be covered by Commercial Vehicle insurance. Private car insurance will not include cover for company-owned cars.
When would I need Fleet insurance rather than Multi-Car insurance?
Multi-Car insurance can be used to cover a number of privately-owned cars used for personal use, perhaps incorporating a bit of business use, such as commuting, too. However, Multi-Car insurance can’t be used to cover company cars. For this, you’ll need Fleet insurance. If you want to insure fewer than 5 or 6 company cars or other commercial vehicles, you can protect them with a Mini-Fleet insurance policy.
What is Goods in Transit insurance?
Goods in Transit insurance (GIT insurance for short) is also often referred to as Cargo insurance. As the name suggests, this insurance covers goods (which includes everything from food to furniture, building supplies to cars, and machinery parts to animals) which are being transported from one place to another. Goods in Transit insurance protects your goods in case they are damaged or lost while they are being transported by road, air, rail or sea.
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