Temporary Car Insurance

Temporary car insurance that gives you comprehensive cover for 1 hour to 28 days

When You Need Temporary Car Insurance

You might need temporary car insurance when:

  • Test driving a car or driving a new car home from a seller or dealership.
  • Sharing a car, or splitting driving duties, such as during a road trip with friends.
  • Temporarily borrowing a car from friends or family.
  • Hiring a car while your main vehicle’s getting repaired.

In each of these cases, it might be too much hassle to take out an annual policy, or to add yourself as a named driver to another’s insurance policy. But with temporary car insurance, you can get all the cover you need for as long as you need it – whether that’s just for an hour, a day, a week, or a month.

What Does Temporary Car Insurance Cover?

A short-term car insurance policy can offer all the same protection you’d get with a comprehensive annual car insurance policy. This can include cover for:

  • Fire and theft
  • Liability for third party damage or injury
  • Accidental damage
  • Personal belongings
  • Lost keys
  • Transport and accommodation expenses in the event of a breakdown

Temporary Car Insurance for Students and Young Drivers

Students and young drivers also find temporary car insurance useful.

Students, for example, often only drive their cars when visiting home outside of term time. With short-term car insurance, you can get cover to drive your cars when staying at home, but you don’t have to worry about paying for cover when you’re studying.

Short Term Learner Driver Insurance

Temporary car insurance is also a great solution for learner drivers. It means you can get affordable cover for any practice driving you do outside of your lessons, so you won’t have to worry about getting an annual policy until you pass your test.

What’s Not Covered By Temporary Car Insurance?

A temporary car insurance policy will usually only cover you for “personal use”. You may need specialist cover if you intend to drive a car for business purposes – such as to transport goods from one place or another.

But even with specialist commercial cover, your temporary car insurance policy will not cover you for commercial use that involves hire and reward. This includes courier work, and transporting passengers in your vehicle.

Also, your temporary car insurance policy will only cover you for driving a single, specific car. It will not cover you for driving other vehicles.

Finally, a temporary car insurance driver will only cover one driver – the policyholder. So if you intend to get temporary car insurance so you can share driving duties on a road trip, every individual driver will need their own individual policy.

Does Temporary Car Insurance Affect my Current Policy?

Your temporary car insurance policy will be independent of any other car insurance policies you have. This means that, if you need to make a claim on your temporary policy, it won’t affect any no-claims bonus you have.

Get Temporary Car Insurance Cover From Anthony Jones Today

With temporary car insurance cover, you’ll only pay for the cover you need, which can be a lot more cost-effective than taking out an annual policy.

Get in touch for a free quote today.

Need more
information?

If you’d like to find out more about campervan insurance, please call Claire Farmer on 0208 290 9086 who can give you the help you need and get you a quote. Alternatively, email us at personal@anthonyjones.com

Thoroughly professional, knowledgeable and friendly service from Claire Farmer in particular, arranging excellent value cover for our campervan and electric vehicles.

David Cowan

FAQ’s

Some of our most asked questions, answered below:

When might I need High Net Worth insurance rather than a standard Home insurance policy?

If you have personal assets (excluding the value of your home) over £100,000, it’s likely that a High Net Worth insurance product would give you better protection than a standard Home insurance policy. This is particularly true if you have a number of high value items in your home, such as a jewellery or watch collection, antiques or a classic car.

HNW insurance tends to have higher sum insured limits overall as well as higher limits for individual items of particular value.

Can I cancel my temporary car insurance?

You can cancel your policy at any time but due to the short nature of this policy there will be no refund of premium. For learner policies of less than one month an administrative charge of no less than £25 will apply.

Policies with a duration of more than one month can be cancelled and a refund will be given less a charge for the days cover has been provided. A minimum administration charge of £25 will also apply.

What type of driver's licence do I need for temporary car insurance?

To take out temporary car insurance you will need a full UK licence or EU/EEA licence. For Learner Driver insurance you will need a UK provisional licence.

Can I buy temporary car insurance to export a vehicle outside of the UK?

No. Under the cover that the insurer provides, all journeys must begin and end in the UK.

Can I buy temporary car insurance to retrieve an impounded vehicle?

No. Our insurance cannot be used on vehicles that have been seized, impounded, or taken by the police.

How much does one day car insurance cost?

The price of one day car insurance varies depending on a number of factors. These include the value of the car, where you keep it, and what you do for a job.

Can I get temporary car insurance to cover me for my practical driving test?

Yes, subject to meeting the assumptions and eligibility criteria for the insurer. 

Can I get temporary car insurance to cover my SORN vehicle?

As long as your vehicle is in a roadworthy condition, and you either have tax or will tax the vehicle with our insurance certificate, you can insure your vehicle for this purpose. The vehicle must have a current MOT or you must have a pre-booked MOT appointment to attend whilst insured with us for the insurance to be valid.

Can I take out temporary car insurance to insure a car that doesn't belong to me?

Yes - you can insure a car that doesn't belong to you. But you must have the owner's permission to use the vehicle before purchasing a policy.

Reviews

 

Vanessa Mead
Vanessa Mead
10:00 17 Jan 24
Ed Tatham
Ed Tatham
15:09 11 Jan 24
wendy plant
wendy plant
10:10 01 Dec 23
I have been a client of Anthony Jones for 20+years. All the Advisors are experts in all areas of Insurance. The Advisors are very professional, helpful, cheerful, and caring. They make life easy when it comes to dealing with Insurance.
Leo G.
Leo G.
20:30 31 Oct 23
Best brokers !
Gail Proud
Gail Proud
21:39 10 Oct 23
Thank you for making insurance both Motor and Household stress free.
michael bentley
michael bentley
08:19 25 Sep 23
Very happy for many years, formerly dealing with Bob Chapman, Rose and Claire. Very friendly, very competitive quotes.
Colin Lee
Colin Lee
09:20 12 Sep 23
Joe and Mark are a credit to their profession. Thank you very much for your professionalism and the honest way that you conduct business.
Jed Lowe
Jed Lowe
16:06 07 Jul 23
…. Walked the extra mile including taking call on day off to sort out a mess caused by previous broker … can’t thank Bo and Tom enough ….
William Tracy
William Tracy
08:10 02 Jul 23
I have my Public Liability insurance with Anthony Jones. Tom Cowap normally deals with all my queries and renewal. I have found this company to be very helpful and polite and have dealt with my inquiries and renewal's quickly. Tom has always been really helpful.
Vapourlites Ltd
Vapourlites Ltd
13:43 11 May 23
Professional and efficient, first class service provided
Louise Burton
Louise Burton
13:46 21 Apr 23
I have worked with this company and Joe Penny for many years now and wouldn’t go anywhere else. Would Highly recommend Joe to anyone
lucy barham
lucy barham
09:09 21 Apr 23
Anthony Jones have have taken care of our commercial and fleet insurance needs for years. I have recently renewed our commercial & Liability insurance and trust that Joe Penny (account handler) understands our business and always strives to get the best rates and policy for us. I would highly recommend to anyone.
Ben Doughty
Ben Doughty
19:08 23 Oct 22
Steve @ Anthony Jones has been servicing our business for years and has always provided the best service I could ask for from a broker. Very responsive, great communication and a great company and individual to do business with. Does what is expected and more. Thanks
Louise Evans
Louise Evans
22:44 09 Aug 22
I use Anthony Jones Insurance Brokers annually for my home and contents policy. Sharon is always great to deal with, responsive, professional and found me a great deal. Really happy with my policy and will continue to use Anthony Jones in the future.
Amy LH
Amy LH
19:19 19 Jul 22
I have been a client of Anthony Jones for over 10 years as the broker for the buildings & associated insurances for our freehold property of 3 flats. For the last 6 years I have dealt with Tom Cowap who is always highly efficient, professional and easy to deal with. He really went above and beyond this year when he found the existing policy had stopped covering flood risk and that the alternatives offered a significant increase in premium on the previous year. He didn't involve me until he'd found policies which offered the right cover, but with a reasonable premium and it was genuinely surprising that he didn't try to sell me the more expensive option. I can't imagine wanting to move to a different broker in future because of this great service. Thanks Tom!
Stu Matson
Stu Matson
15:06 01 Jul 22
We have dealt with Tony and Steve for a few years now and are always so pleased with their service, patience and support in helping us get the insurance plans required for our outdoor events. I really couldn't recommend highly enough.
Arif Ali
Arif Ali
11:47 19 May 22
Bo has helped with the review and renewal of our Property Owners insurance for the last few years. I have found Bo very helpful and professional and would certainly recommend her to others. Kind regards.
Olga Bradley
Olga Bradley
16:28 11 Apr 22
Tom was very helpful, and very patient during the whole process of finding me a qoute for public Liability insurance. He helped make the whole process much easier for me. I would use his service again in the future.
Keith Rossiter
Keith Rossiter
18:42 28 Mar 22
Very efficient and friendly service. Competitive prices.
MODUS (MATL)
MODUS (MATL)
12:09 14 Mar 22
We have used Anthony Jones in excess of twenty five years. Always find them helpful and efficient, and they are able to get us the best costs for our insurance policies.
Brian Sealey
Brian Sealey
15:39 14 Feb 22
I dealt with a bloke called Joe Penny. From the minute we starting speaking he explained everything to me, explained all the ins and outs of the insurance. He made me feel at ease straight away. I would definitely recommend him if your looking for vape shop insurance. Cheers Joe will be back in touch when it’s time for renewal 👍
Paul Jackson
Paul Jackson
12:36 16 Nov 20
I wrote the following two years ago. Since then, I have continued to receive great service from the team at Anthony Jones - they are courteous & very effective, a pretty good combination for an insurance broker!"I chair a campaign to save our local pub. We launched a share sale and succeeded in buying the Crown a few days ago, so we needed help in selecting the right insurance for the site whilst renovations were under way, including unoccupied property cover. Tony Ellis of Anthony Jones Insurance was really helpful in guiding us through this process, and we now have the correct cover in place. Fast, easy to deal with & knowledgeable - just what you need from your insurance broker! Well done Tony and all at A Jones."
Irene Sauer
Irene Sauer
12:04 31 Aug 20
Excellent service.
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