Real Estate
Expert advice, individual insurance
What Can You Expect From Us?
Anthony Jones provide specialist real estate and commercial property insurance and have a reputation built on a first-class service and sector expertise. We provide solutions to private and institutional investors, developers, property managers, solicitors and other organisations within the property sector.
You will receive highly personal attention from our team of specialists, who will assess your needs and provide a bespoke solution to all aspects of real estate related risk.
Our focus is on asset and revenue protection across the real estate sector. This involves:
- Insurance on individual buildings and portfolios
- Engineering inspection and insurance
- Construction and development ventures
- Inherent defects on buildings
- Legal indemnities
- Environmental issues
- Energy efficiency – minimum energy efficiency standards (MEES)
- Financial lines including Professional Indemnity and Directors and Officers
“Following a serious fire at one of our contract sites which caused damage in excess of £400,000, the claims service and commercial advice provided by Anthony Jones was exceptional.
From numerous site visits, liaison with loss adjusters and the principal, Anthony Jones arranged for interim payments as we rebuilt the property which was completed ahead of schedule. Anthony Jones were on hand to take us step by step through the claims process which ultimately ended up with a very satisfied landlord, and a rebuilt property ahead of schedule.”
Mr Tomasz Stozek
Director
S.T. Building Ltd
Need more
information?
Please call Mark Stevenson on 0208 290 9080 to talk through your real estate insurance needs or email him at info@anthonyjones.com
FAQ’s
Some of our most asked questions, answered below:
I am a start-up business, what insurance do I need?
There is a balance between adequate and appropriate protection of the business whilst keeping initial costs to a minimum. Evaluate your business risks and the need for insurance under these 4 headings:
- Assets (both physical and intellectual);
- Revenue streams;
- Liabilities to Third Parties (including contractual obligations);
- People (your staff including their importance to the business).
Usually, a package type policy covering your physical property, annual revenues, Employer’s liability and Public/Product’s liability is required. The only insurances required by law are Employer’s Liability, Motor Liability (if you have cars/vans etc) and Engineering Inspection of lifting and pressure plant if you have them.
How much Professional Indemnity insurance do I need?
If you work in one of the professions for whom Professional Indemnity insurance is a legal requirement, the amount of cover you need may be mandated by your regulatory body. You should check on their website to find out.
Your clients may also specify within their contract the amount of PI cover they require you to have in place to protect the work you do for them.
If the amount of cover you need is not pre-determined, you can work it out by thinking about the size of projects you work on and your potential exposure to risk. We can help you calculate what this might be. Our recommendation would be to buy as much cover as you can afford.
Do I need Professional Indemnity insurance?
If your business provides advice, professional services or creates designs, it makes sense to have Professional Indemnity insurance to protect you in case anything goes wrong.
For some professions it’s a legal requirement to have Professional Indemnity insurance in place. Professions for whom it is mandatory include:
- Solicitors and barristers
- Financial advisers
- Architects
- Accountants
- Some healthcare professionals, such as doctors, vets, dentists and surgeons
- Chartered surveyors
What is Professional Indemnity insurance?
PI insurance protects your business if a client claims the advice, service or designs you provided were faulty in some way. It will cover the cost of any claim for compensation.
What is Directors & Officers insurance?
Also called D&O insurance, this covers the cost of any compensation claims your business needs to pay if a director or key manager is alleged to have done something wrong during the course of their work. This might include negligence, breach of trust, making a mistake or failing to do a task.
News
Average Cost and Common Causes of Escape of Water Claims
Escape of water is one of the most common home and business insurance claims. In this post we’ll explore the common causes of escape of water claims, discuss how much these claims might cost, and explain how you can ensure you have the cover you need for your home....
Cyber Security and Insurance Glossary
All businesses are at risk of cyberattacks. Cybersecurity insurance is fast becoming a business necessity. Yet when we talk about cybersecurity and insurance, we tend to use a lot of specific terms, some of which may be unfamiliar to you. So we put together this...
What is a Fire Prevention Plan and What Does it Need to Include?
In this post we’ll discuss some key things that should be included in your fire prevention plan. We’ll also discuss how you can best protect your business against the unexpected. What is a Fire Prevention Plan? A fire prevention plan will contain various policies and...
Is Anything More Important Than Giving Good Customer Service?
There appears to us at Anthony Jones to be a confusion within the industry about what to talk about. The insurance press, insurers and the general insurance glitterati are very active publicly about things such as (but not exclusively) Environmental Social and...
Reviews
