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    Small business insurance

    There’s nothing off the shelf about the service you’ll receive from our friendly team of insurance experts

    Get a quote

    All small businesses are different.

    Small businesses face different risks and your insurance needs to reflect this.

    If you make products, you may need cover for machinery and equipment and also product liability cover.

    If you give advice, you may need Professional Indemnity insurance.

    And if you employ people, you need Employer’s Liability insurance. It’s the law.

    What insurance cover do I need?

    We’re here to guide you through what you should consider for your business and to get you the best deal from insurers on the market. The cover you need could include:

    • Material Damage – to the property of the business including contents and buildings.
    • Business Interruption – covering financial loss following an insured event resulting in the business being unable to trade.
    • Employer’s Liability – as a UK business employing staff you are required to have Employers Liability insurance to provide cover should an employee make a claim against you following an injury in the workplace.
    • Public Liability – providing cover against claims made by members of the public who have sustained an injury or damage to their property in connection with your business.
    • Products Liability – cover following a claim against you arising from a product supplied by you.
    • Goods in Transit – cover can be included for damage to property whilst in transit to and from customers’ premises.
    • Legal Expenses – legal defence cover including employment disputes and compensation awards, tax and VAT investigations and contract disputes.

    While some insurance is for your peace of mind, some is a legal necessity. If you have employees, for example, you are legally required to have Employer’s Liability insurance or risk a penalty of up to £2,500 per day.

    Read our SME Guide to Insurance for an overview of the different types of insurance that may be relevant to your business and how we, as an insurance broker, can help.

    Get a personal service tailored to your business at a competitive price

    We know small businesses have a lot on their plate. Our independent and approachable team of experienced small business insurance experts are here to help.

    We don’t do ‘off the shelf’

    Whether you’re a tradesman or professional, sole trader or small business, partnership or limited company, we make it our business to get to know your business.

    If you’ve been tempted in the past to buy an “off the shelf” solution from an insurer because you think it saves you time and money, then you have good reason to give Anthony Jones a try.

    We get to know you and your needs

    Only by taking the time to have a proper conversation with you can we really understand what’s important to you about what you do, which in turn enables us to give you informed advice about what insurance you need for your small business.

    Let us do the hard work

    We’ll do the leg work to save you the time involved in shopping around, we’ll make sure you have the right level of cover in place to meet your needs. What’s more, we may even be able to save you money.

    Why Anthony Jones?

    As an SME business ourselves, we like to think we have empathy with small businesses and in particular those who recognise the value that organisations such as the FSB, Enterprise Nation, the CBI and other professional bodies provide.

    The support we give to our small business customers with risk management and insurance advice is an invaluable part of the service we provide. We are a people business and are committed to building worthwhile business relationships.

    We have offices just outside London in Dartford with a strong local presence that extends to Croydon, Bromley, Sutton, Redhill, Sevenoaks and all across London, Kent, Essex, Surrey and Sussex. Whilst our presence is in the South East, we serve customers across the whole of the UK.

    COVID-19 Impact on Business

    We know that most businesses have been affected by the Coronavirus pandemic in some form or another. The financial impact has been particularly hard-hitting. If you need support or are simply looking for information, read our Guide to Coronavirus Support for Businesses.


    Here you’ll find all the information you need about COVID-19 support available to employers and the self-employed. You can check your eligibility for loans, tax relief and cash grants, whether your business is open or closed.


    Get a quote

    Please call Tom Cowap or a member of the team on 020 8290 9080 if you would like to discuss your own business insurance requirements. Alternatively, email us at

    “Following a serious fire at one of our contract sites which caused damage in excess of £400,000, the claims service and commercial advice provided by Anthony Jones was exceptional. From numerous site visits, liaison with loss adjusters and the principal, Anthony Jones arranged for interim payments as we rebuilt the property which was completed ahead of schedule. Anthony Jones were on hand to take us step by step through the claims process which ultimately ended up with a very satisfied landlord, and a rebuilt property ahead of schedule.”

    Mr Tomasz Stozek, Director, S.T. Building Ltd