Marine Cargo, Freight & Transport Insurance

Keeping you and your cargo on the cargo on the road to success and in control of your transport costs

Anthony Jones are experienced marine cargo and freight insurance brokers and understand how to meet the needs of customers moving goods around. Freight insurance, or Cargo insurance, is at the centre of the transport and logistics sector and core to many of our customers – whether they’re importers, exporters, goods shippers or goods receivers.

What Does Marine Cargo and Freight Insurance Cover?

You’ll need your transport, freight and cargo insurance to cover all risks while your goods are in transit. This should include physical loss or damage to goods during:

  • Transit
  • Import and export
  • Storage during transit

Marine cargo and freight insurance covers your liability for cargo that is either physically lost or damaged while in transit and also whilst being stored pending transit.

For example, goods are covered from damage due to:

  • Loading/unloading
  • Weather
  • Piracy
  • Infestation
  • Theft
  • Other damage-causing factors

Insurance can cover goods in transit in the UK, Europe or Worldwide.

Freight Liability Insurance

Without freight liability insurance you may actually be liable for the damage or loss of other people’s goods thanks to something called General Average. Customers whose cargo survives a voyage could find themselves open to compensate others whose cargo was abandoned to protect the cargo vessel.

Who Needs Cargo and Freight Cover?

If you are transporting goods by road, rail, air or sea you are responsible for insuring them. Shipments can become lost or damaged and your carrier won’t compensate you for the full value of your cargo if something happens to it. All carriers are legally obliged to carry limited cover – carrier liability. They are usually only liable to compensate you a lump sum up to a certain limit. This is why it’s important to have transport, freight and cargo insurance to cover the full value of your shipment.

Tailored Cover From a Specialist Cargo Insurance Broker

At Anthony Jones every client has a dedicated motor expert. They are totally focused on providing the right solution to protect your business and take a personal interest in understanding your business inside out. We are at the forefront of providing insurance and risk management for the transport and logistics sector. Our dedicated transport team deals with the needs of all transport and cargo businesses, from small owner operators to the largest of vehicle fleets.

Cargo and Freight Insurers

We work closely with all insurers in the transport and freight sector, from established household names to syndicates and specialists at Lloyds. Our knowledge of not just cover and price, but also our ability to provide bespoke individual customer solutions with insurers gives us the platform to consistently win and retain transport and freight customers.

Why are dashcams so important? Watch this film if you need convincing.

We’re partnered with DAC Beachcroft, who have a specialist motor prosecutions team. If one of your drivers is involved in a serious road traffic accident, they will be on hand to provide expert advice.

We take the health and safety of commercial fleet drivers very seriously. This guide contains lots of useful facts and road safety tips:

Need more

Please call John Donaghy or the team on 020 8290 9099 to see how we can help you with your mixed commercial motor fleet insurance. Alternatively, you can email us at

“Having worked with many different Insurance Brokers over the years we were so happy to find a partner in Anthony Jones. It’s not just about finding the best deal (they do!) but also about finding the best fit in terms of insurer for your business. From claims reporting stats to quarterly review meetings Anthony Jones work with us to keep on top of our claims and help to mitigate our losses and manage our fleet.

Steve and his team are available anytime for advice, however small or irrelevant, and couldn’t be more helpful, it genuinely feels like you are dealing with friends or colleagues.

We have entrusted Anthony Jones to look after our Insurance needs for the past two years and we hope to continue doing so for many more. It’s hard to find a broker, or insurer, that you can trust and rely on and with Anthony Jones we are always guaranteed to have both.”

Darren Walne
Operations Director
3rd Party Logistics

Managing Transport and Cargo Risk and Finding You the Best Deal

The commercial motor team is confident in its proven buying power, which is especially needed in the current environment of rising claims frequencies and costs.

Motor fleet and transit costs are likely to be more pressured in the future and you will need the assurance of a specialist broker, who is able to present your business and how you manage risk to insurers.

We can help you with:

  • E-learning and risk assessment tools
  • In-vehicle training
  • Post-accident activities and training
  • Document checking
  • Driver handbooks
  • Vehicle checks
  • Telematics
  • Cameras

Read more about some of the fleet risk management solutions you can access with us.

Make a Transport and Cargo Claim Quickly and Easily

We know that when things go wrong, you need to be able to get back on track quickly, without any hassle.

That’s why we’ve developed a simple online claims process, where you can report accidents anywhere, anytime.

Why Anthony Jones?

Anthony Jones has over 30 years’ experience in the transport, cargo and freight industry and has, over that time, built up strong relationships with insurers.

Our expertise in the transport and logistics sector is second to none and we pride ourselves on the level of personal service we offer all our cargo and logistics customers.


Some of our most asked questions, answered below:

HGV Medical: What is Involved & When Is It Due?

At Anthony Jones we have created an online resource to answer your questions at your convenience. Simply browse a category to find FAQs relating to that section.

When would I need Commercial Vehicle insurance rather than Car insurance?

If you have a company and have vehicles that you use within the business, then you need Commercial Vehicle insurance. The vehicles you own might include those which are obviously commercial vehicles, such as lorries, vans and forklift trucks. But company cars are also classed as commercial vehicles and should be covered by Commercial Vehicle insurance. Private car insurance will not include cover for company-owned cars.

When would I need Fleet insurance rather than Multi-Car insurance?

Multi-Car insurance can be used to cover a number of privately-owned cars used for personal use, perhaps incorporating a bit of business use, such as commuting, too. However, Multi-Car insurance can’t be used to cover company cars. For this, you’ll need Fleet insurance. If you want to insure fewer than 5 or 6 company cars or other commercial vehicles, you can protect them with a Mini-Fleet insurance policy.

What is Goods in Transit insurance?

Goods in Transit insurance (GIT insurance for short) is also often referred to as Cargo insurance. As the name suggests, this insurance covers goods (which includes everything from food to furniture, building supplies to cars, and machinery parts to animals) which are being transported from one place to another. Goods in Transit insurance protects your goods in case they are damaged or lost while they are being transported by road, air, rail or sea.

What can I use my van for with temporary van insurance?

With temporary van insurance, it will depend on the usage you select, but as standard, you will be covered for social, domestic and pleasure use. This includes to and from various places of work and for the carriage of your own goods in connection with your business. Please be aware there is no cover for any goods carried in or on the vehicle, so you'll need a separate policy to cover those goods.

What types of work can I use my van for with a temporary van insurance policy?

There are some types of work that are allowed and some that are not.

Types of work that are generally permitted:

  • Tradesman/Tradeswoman
  • Office worker
  • Dog walker

Types of work that are not permitted:

  • Taxi use or commercial travelling of any kind
  • Hire & Reward
  • Use in connection with the motor trade
  • Use to carry hazardous or dangerous goods



Vanessa Mead
Vanessa Mead
10:00 17 Jan 24
Ed Tatham
Ed Tatham
15:09 11 Jan 24
wendy plant
wendy plant
10:10 01 Dec 23
I have been a client of Anthony Jones for 20+years. All the Advisors are experts in all areas of Insurance. The Advisors are very professional, helpful, cheerful, and caring. They make life easy when it comes to dealing with Insurance.
Leo G.
Leo G.
20:30 31 Oct 23
Best brokers !
Gail Proud
Gail Proud
21:39 10 Oct 23
Thank you for making insurance both Motor and Household stress free.
michael bentley
michael bentley
08:19 25 Sep 23
Very happy for many years, formerly dealing with Bob Chapman, Rose and Claire. Very friendly, very competitive quotes.
Colin Lee
Colin Lee
09:20 12 Sep 23
Joe and Mark are a credit to their profession. Thank you very much for your professionalism and the honest way that you conduct business.
Jed Lowe
Jed Lowe
16:06 07 Jul 23
…. Walked the extra mile including taking call on day off to sort out a mess caused by previous broker … can’t thank Bo and Tom enough ….
William Tracy
William Tracy
08:10 02 Jul 23
I have my Public Liability insurance with Anthony Jones. Tom Cowap normally deals with all my queries and renewal. I have found this company to be very helpful and polite and have dealt with my inquiries and renewal's quickly. Tom has always been really helpful.
Vapourlites Ltd
Vapourlites Ltd
13:43 11 May 23
Professional and efficient, first class service provided
Louise Burton
Louise Burton
13:46 21 Apr 23
I have worked with this company and Joe Penny for many years now and wouldn’t go anywhere else. Would Highly recommend Joe to anyone
lucy barham
lucy barham
09:09 21 Apr 23
Anthony Jones have have taken care of our commercial and fleet insurance needs for years. I have recently renewed our commercial & Liability insurance and trust that Joe Penny (account handler) understands our business and always strives to get the best rates and policy for us. I would highly recommend to anyone.
Ben Doughty
Ben Doughty
19:08 23 Oct 22
Steve @ Anthony Jones has been servicing our business for years and has always provided the best service I could ask for from a broker. Very responsive, great communication and a great company and individual to do business with. Does what is expected and more. Thanks
Louise Evans
Louise Evans
22:44 09 Aug 22
I use Anthony Jones Insurance Brokers annually for my home and contents policy. Sharon is always great to deal with, responsive, professional and found me a great deal. Really happy with my policy and will continue to use Anthony Jones in the future.
Amy LH
Amy LH
19:19 19 Jul 22
I have been a client of Anthony Jones for over 10 years as the broker for the buildings & associated insurances for our freehold property of 3 flats. For the last 6 years I have dealt with Tom Cowap who is always highly efficient, professional and easy to deal with. He really went above and beyond this year when he found the existing policy had stopped covering flood risk and that the alternatives offered a significant increase in premium on the previous year. He didn't involve me until he'd found policies which offered the right cover, but with a reasonable premium and it was genuinely surprising that he didn't try to sell me the more expensive option. I can't imagine wanting to move to a different broker in future because of this great service. Thanks Tom!
Stu Matson
Stu Matson
15:06 01 Jul 22
We have dealt with Tony and Steve for a few years now and are always so pleased with their service, patience and support in helping us get the insurance plans required for our outdoor events. I really couldn't recommend highly enough.
Arif Ali
Arif Ali
11:47 19 May 22
Bo has helped with the review and renewal of our Property Owners insurance for the last few years. I have found Bo very helpful and professional and would certainly recommend her to others. Kind regards.
Olga Bradley
Olga Bradley
16:28 11 Apr 22
Tom was very helpful, and very patient during the whole process of finding me a qoute for public Liability insurance. He helped make the whole process much easier for me. I would use his service again in the future.
Keith Rossiter
Keith Rossiter
18:42 28 Mar 22
Very efficient and friendly service. Competitive prices.
12:09 14 Mar 22
We have used Anthony Jones in excess of twenty five years. Always find them helpful and efficient, and they are able to get us the best costs for our insurance policies.
Brian Sealey
Brian Sealey
15:39 14 Feb 22
I dealt with a bloke called Joe Penny. From the minute we starting speaking he explained everything to me, explained all the ins and outs of the insurance. He made me feel at ease straight away. I would definitely recommend him if your looking for vape shop insurance. Cheers Joe will be back in touch when it’s time for renewal 👍
Paul Jackson
Paul Jackson
12:36 16 Nov 20
I wrote the following two years ago. Since then, I have continued to receive great service from the team at Anthony Jones - they are courteous & very effective, a pretty good combination for an insurance broker!"I chair a campaign to save our local pub. We launched a share sale and succeeded in buying the Crown a few days ago, so we needed help in selecting the right insurance for the site whilst renovations were under way, including unoccupied property cover. Tony Ellis of Anthony Jones Insurance was really helpful in guiding us through this process, and we now have the correct cover in place. Fast, easy to deal with & knowledgeable - just what you need from your insurance broker! Well done Tony and all at A Jones."
Irene Sauer
Irene Sauer
12:04 31 Aug 20
Excellent service.
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