We offer temporary van insurance policies that give you all the cover you need for as little as 1 hour, or as long as 28 days.

With short-term van insurance policies, you get all the protection for you and your van that you’d get with an annual comprehensive van insurance policy.

The different is that, with temporary van insurance, your cover will only last for as long as you need it to – whether that’s for a single hour, a single day, or for a longer period, up to a month.

If you want to drive a van, you have a legal obligation to get specialist van insurance – particularly if you’re driving the van for business or commercial purposes. But there’s no sense in taking out an annual van insurance policy if you’ll only be driving the van for a short-term period.

That’s why we offer short-term van insurance. You get all the protection and benefits you’d get from an annual policy, but you only pay for the cover when you actually need it.

Also, your temporary van insurance policy will be independent of any other car or van insurance policies you have. So if you need to make a claim on your temporary policy, it won’t affect any no-claims bonus you have.

You can use short-term van insurance to drive a van for a number of reasons:

• Moving house – or helping someone else move house.
• Taking rubbish and unwanted items to the tip.
• Transporting large and bulky items, such as furniture.
• Sharing van driving duties as part of a road trip or holiday.
• Test driving a new van before you commit to buying it.
• Driving a new van home from a buyer or dealership before you commit to an annual policy.
• Borrowing a van while your regular vehicle is undergoing repairs.

Sole traders and small businesses might also need short-term van insurance to drive a van on a temporary basis. You may need to hire a van to transport certain materials to or from your business premises, for example. In this case, temporary van insurance can be a lot more cost-effective than taking out an annual policy.

A short-term van insurance policy can offer all the same protection you’d get with a comprehensive annual van insurance policy. This can include cover for:

• Fire and theft
• Liability for third party damage or injury
• Accidental damage
• Tools and equipment
• Transport and accommodation expenses in the event of a breakdown

On top of this, we can offer you additional cover if you’ll be temporarily driving a van for business purposes, including breakdown cover, and cover for loss of keys and personal belongings.

A temporary van insurance policy will cover you for most business and leisure use. It will not offer cover for commercial use involving hire and reward. For example, a temporary van insurance policy will cover you for transporting goods as part of a business. But it will not cover you for courier work.

Similarly, short-term van insurance will cover you for transporting passengers in your van. But it will not cover you for working as a taxi or minibus driver.

Also, your temporary van insurance will only cover you for driving a single, specific van. It will not cover you for driving other vehicles. And if multiple people will be driving the van for the duration of the policy, every driver will need their own policy.

Yes, it’s also possible to get short-term car insurance. You might need this when:

• Test driving a car or driving a new car home from a seller or dealership.
• Sharing a car, or splitting driving duties, such as during a road trip with friends.
• Temporarily borrowing a car from friends or family.
• Hiring a car while your main vehicle’s getting repaired.