Your mixed commercial motor fleet insurance is designed to keep you on the move, no matter what happens. This can cover:

• Cover for fire and theft
• Accidental damage to a commercial vehicle in your mixed fleet
• Tools and equipment cover
• Accommodation expenses in the event of a breakdown

Irrespective of the size of your mixed fleet, we work with you to minimise and manage risk as well as meeting your legal obligations. We will work with you to:

• Look at the practices and procedures within your organisation to understand and manage risk.
• Minimise exposure to your organisation from a regulatory perspective
• Understand and reduce the real risk of imprisonment for both your driver involved in a fatal road traffic collision, as well as others within your organisation.

Read more about some of the fleet risk management solutions you can access with us.

You will also find it useful to read our guide on road safety tips and facts:

 We are also able to offer Fleet GAP cover. Watch this short podcast and read this leaflet on Fleet Gap cover to find out more. Alternatively you can watch this short film for more information:

Getting the right mixed fleet insurance cover is more important than ever. Insurance premiums are rising, rapidly for those fleet customers unfortunate to have suffered claims or with insurers less experienced in providing sustainable risk transfer over longer periods.

There are a number of reasons for this including:

• Claims frequency is increasing off the back of claims management companies
• Severity of personal injury costs
• Claims cost inflation for third party property damage and own damage – increased technology in commercial vehicles and the exchange rate having an impact on parts and labour costs
• Claims culture, particularly around whiplash and credit hire

Make sure you have mixed fleet insurance experts on your side to help you overcome these challenges.

To protect your driver’s interests and your organisation you must ensure legal representation is available immediately. We are partnered with DAC Beachcroft Motor Prosecutions team to make sure this happens. The team has a formidable reputation defending the most serious motoring offences, both with criminal prosecutions and the appropriate advice around the inevitable civil claim and insurance considerations.

Watch our short film to find out more about what happens if someone in your business is involved in a serious road traffic accident:

If you don’t have dashcams fitted in all of the vehicles in your mixed fleet, watch this short film and you’ll understand why they are invaluable in the event of a road traffic accident.