It would seem that in today’s environment, contingency planning for businesses has never been such an important consideration. The ability for your business to respond and act  quickly and decisively in the event of an emergency or...

As an SME you will likely face many changes to the environment you operate in. Whether these be macro or micro factors. But what are some of the key changes that may impact SME’s in 2020? Brexit Compared to the noise being made about...

As a business have you heard of business interruption insurance or know what cover it provides? If not, you are not alone. It is thought that as many as 40% of businesses lack adequate business interruption cover. Yet business...

Flooding is a risk that we are all too well aware of at this time of year. And a risk which is becoming ever prevalent year-round given changing weather patterns. If your business premises are impacted by flooding the effects can be...

Business owners juggle a lot of issues and one of them will be protecting their livelihood with insurance covers. Yet fewer than 3% of SME's purchase cover against acts of terrorism and many lack any knowledge around business continuity...

I am an Insurance Broker - a recent one at that having spent 29 years working with an insurer. Someone asked me how it felt to be a gamekeeper turned poacher and it struck me that there was still a feeling of "us and them" within the...

We blogged in June 2018 about Pool Re – a Government backed solution specifically designed to cover terrorist acts designed to overthrow or influence the Government. However, at the time of writing we looked at some of the limitations...