In March 2026, a major fire broke out at a vape shop near Glasgow Central Station. This fire affected a number of the surrounding businesses, many of which were temporarily unable to trade following the blaze. If you were unable to trade...
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How Construction Inflation is Driving Underinsurance
If you work in the real estate or construction industries, then you’ve no doubt felt the effects of inflation in recent years. In this post we’ll discuss what’s driving inflation in the construction, and how this is in turn leading to a...
Should 24 Month Indemnity Periods Be Standard For Business Interruption Insurance?
Aviva recently launched the UK’s first ever automatic 24 month business interruption indemnity period. In this post we’ll explain the rationale behind this move, before discussing why we think a 24 month indemnity period should come as...
Calculating Business Interruption Sum Insured
Business interruption insurance can cover any loss of income you may experience if you’re unable to operate due to a specified event, such as a fire or a flood. Read our guide to what business interruption insurance is and what it covers....
Why Flood Re Must Evolve to Meet the Rising Tide of Climate Risk
As climate change accelerates, so too do its impacts on communities and economies – and nowhere is this more evident than in the rising risk of flooding across the UK. Flood Re, the government-backed reinsurance scheme established in 2016...
What Does a Loss Adjuster Do?
If you make a claim on an insurance policy, your insurers may appoint a Loss Adjuster as part of the claims process. In this post we will explain what a Loss Adjuster does, and how they differ from Loss Assessors. If you have any...
Biggest Business Risks Coming in 2025
In this post we’ll look at some of the biggest business risks you might expect to face in 2025. Whatever happens over the next 12 months, we can help you ensure that your business can remain resilient. We have a team of experts on hand...
How to Avoid Underinsurance on Your Business Interruption Insurance Policy
We recently published an essential introduction to business interruption insurance. We explored what a business insurance policy covers, and what it does not cover. In this post, we’ll discuss some vital steps you can take to ensure your...
What Does Business Interruption Insurance Cover?
This is an essential introduction to business interruption insurance. In this post, we’ll discuss what a business interruption insurance policy commonly covers, and what it does not cover. We’ll also explore how you can ensure you have...
New London Fire Brigade Policy on Automatic Alarms – How to Respond
From October 2024, London Fire Brigade will introduce a new policy for automatic fire alarms (AFAs) in commercial buildings. In this post we’ll outline what the new policy entails and discuss any steps you may need to take to ensure your...
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