News & Insights
News & Insights
What is an Umbrella Company for HGV Drivers?
HGV drivers have a few avenues for finding work. You can join a haulage or logistics firm, or work as a fleet driver for a company. Or you can work as an independent owner operator. If you take the independent route, there are many benefits to joining an umbrella...
Returning to HGV Driving After Retirement
If you’re a retired HGV driver, you may have recently received a letter from the Minister for roads, buses and places. In this letter, the minister refers to a national shortage of HGV drivers, and the pressure this is putting on UK supply chains. She then says: “If...
Luxury Watch Theft – How Common Is It, And What Sort of Insurance Do I Need?
A few stories of luxury watch theft have recently made the headlines. The boxer Amir Khan had a £70k watch stolen at gunpoint. And footballer Raheem Sterling experienced an armed robbery in which burglars stole £300,000 in jewellery and watches. Is Luxury Watch Theft...
Electric Vehicle Smart Charging Action Plan, and Its Effect
In January 2023, the government announced an electric vehicle smart charging action plan. In this post we’ll briefly examine what this plan involves, and the possible implications this might have on different road users – including everyday motorists and fleet...
Top Industries & Companies at Risk of Cyber Attacks
Cyber attacks will be one of the biggest threats faced by British businesses in 2023 and beyond. We recently published a guide to the common cyber-attacks and threats you should look out for in 2023. We also have a short guide to the various different types of...
Can Vape Shops Advertise Vapes For Sale Online?
If you want to sell anything to anyone, then it pays to advertise. But if you want to sell vapes, advertising can be easier said than done. There are severe restrictions on the advertising of electronic cigarettes. In short, the law forbids you from advertising or...
How to Protect Your Business From a Flood
No business is safe from the risk of flooding. Floods are the most common of all natural disasters in the UK, and the government issues alerts and warnings on an almost weekly basis. You can check if your business is located on a floodplain. But even if it isn’t,...
The Cost of Being an Owner Operator
If you want to be an HGV driver, you can enjoy a much more flexible working schedule – and potentially a much more lucrative career – if you work as an independent owner operator. How to Become an HGV Driver We’ve got a detailed guide to the steps to take to qualify...
Why Has Business Insurance Gone Up in 2023?
Has the cost of your business insurance gone up in 2023? We’re all living through an ongoing cost of living crisis. But why should increased costs extend to insurance premiums? In this post we’ll explore some of the underlying reasons that could explain the rise in...
Probate House Insurance – Occupied and Unoccupied Explained
Probate house insurance is a specialist type of home insurance for unoccupied buildings. In this post we’ll explain what probate house insurance is, what it covers, and the specific difference between an “occupied” and an “unoccupied” property. What is Probate House...
Flexible Working Request Reform – Changes in 2023
New government reforms aim to make flexible working the default in the UK. What Are the New Flexible Working Rules? Under the new rules, UK employees will be able to request flexible working from day one of their employment. The new rules also aim to remove...
How To Value Your Intellectual Property
Businesses derive value from their intellectual property. This is why it’s vital to take steps to protect your intellectual property. What is Intellectual Property? When we talk about intellectual property, we’re referring to intangible business assets such as: Your...
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