News & Insights
News & Insights
Can I Go Straight to a Class 1 HGV Licence?
To become an HGV driver, you will need to obtain your HGV driving licence. To qualify as an HGV driver, you will need to: Have a full car licence Be over 18 (some exceptions apply) Obtain your professional driving qualification – the Driver Certificate of Professional...
Keeping Your Home and Workplace Safe This Autumn
We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes and workplaces over the coming...
What Does the Mini-Budget Mean for Small Business?
On the 23rd September, the ‘mini budget’ was announced setting out what has been called the Growth Plan. However, the subsequent impact on markets has led to a series of U-turns on these announcements. The most significant coming on the 17th October. So, we thought...
Insurance Claims Fraud – Will It Increase With The Rising Cost Of Living?
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home when no theft actually took...
Does Flood Insurance Cover Business Interruption?
As we see changes to our weather and more extreme weather events, flooding is increasingly becoming a risk that your business must consider when it comes to business continuity. You’ll need to think about having insurance in place which can protect your business from...
What is Subsidence and Is It Covered By Insurance?
What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of long hot, dry spells of weather....
How Many People Vape in Great Britain?
How many people vape in Great Britain? A recent report carried out by Action on Smoking and Health (ASH) shows the latest data relating to the prevalence of vaping and use of e-cigarettes by adults in Great Britain. It reveals that usage has reached a record high of...
Blogger Insurance: Do Companies & Public Figures Need Blog Insurance?
Blogger. Vlogger. Influencer. There are a lot of different types of job available to people. And lots of different ways in which businesses can add content to their websites and other platforms. All of which open up questions about insurance. If you are creating...
Will Driverless Cars be on UK Roads by 2025?
Driverless cars. Self-driving cars. Autonomous vehicles. There are a variety of terms used, and much has been written and discussed about the technology in recent years. The government have recently published their latest plans for driverless cars on UK roads. Which...
HGV Weekly Rest Periods & Working Two Jobs
If you are an HGV driver, then you should be aware that there are strict rules which determine the rest periods that you should be taking as a driver. Which rules you must follow will be impacted by a range of different factors. There are three different sets of rules...
What Support is There for Businesses During Energy & Cost Of Living Crisis?
Energy prices have reached levels not seen before. And unlike consumers, businesses are not protected by a price cap. But due to the nature of the energy crisis, the government have recently announced support for both businesses and consumers to protect them from the...
Will Flavoured Vapes Be Banned?
The popularity of vaping continues to grow in the UK. But recently news has focussed on the uptake of vaping in younger age groups. A study by NHS Digital found that 1 in 5 15 year olds were using e-cigarettes in 2021. With the popularity of disposable vapes rising....
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