News & Insights
News & Insights
Managing Risks Linked To Lithium-Ion Batteries
Lithium-ion batteries are commonly used in many household rechargeable items. Think laptops, mobile phones, electric bikes, e-scooters through to e-cigarettes. On the whole, and if used properly they are safe. But there are some instances where these batteries can...
What is Replacement Value vs. Market Value in Insurance?
As well as being different types of insurance that you can take out to insure your property, possession and valuables, there are also different ways in which you can insure these items too. Here we look at some of the different basis on which you can insure your...
4 Steps For Protecting Your Business’ Intellectual Property
Intellectual property refers to those intangible assets which are unique to your business and have arisen from your creativity. Most businesses will have some form of intellectual property. It can be as simple as your brand logo or domain name, through to more complex...
Managing Risks of Installing Electric Car Charging Points at Work
Take up of electric cars continues to grow, and as this growth continues it’s likely that you’ll be giving thought to installing electric charging points at your workplace to enable employees to charge their vehicles. We are also seeing this shift as many businesses...
What is an Insurance Endorsement?
What is an insurance endorsement? The British Insurance Brokers Association (BIBA) define an insurance endorsement as the ‘term used to describe an amendment to a policy document’ Effectively, an insurance endorsement is a record of any changes which have been made to...
Be careful …Vape and E Cigarette Insurance – Read the smallprint !
One area of our business is the focus we have on the vaping sector. Much as we would like to simplify the process of arranging insurance for the sector we can’t! It is difficult so we do our best to help as quickly as we can and with as much clarity as we can....
Self-Employed Stuck Abroad: Will Insurance Cover Loss of Earnings?
Travel disruption has been the story of the summer holiday getaway in 2022. Impacting those travelling both for a holiday as well as for business. And if you’re self-employed, getting caught up in this disruption could be pretty distressing especially if it causes you...
Managing COVID-19 In The Workplace in 2022
Whilst legal requirements around testing for COVID and self-isolating came to an end in February 2022, and advice to stay at home following a positive test ended in April, COVID-19 is very much still with us. In fact, since the legal guidance ended, we have seen a...
What Happens if Vape Shops Sell to Under 18s?
The popularity of vaping continues to grow. But alongside this, concerns remain about use of vaping devices by young people (under 18s). They are after all, only legal to sell to over 18s in England. But there seems to be an increasing trend of young people taking up...
What is a High Risk Item for Contents Insurance?
When it comes to contents insurance, a high risk item can be thought of as something which may be particularly attractive or vulnerable to thieves. This could be for one of many reasons, such as the item is valuable or that its size means it is easy to steal. Examples...
Can Dashcams Improve Driver & Road Safety?
Dashcams. A term you probably hadn’t heard of 10 years ago. But now which are found in large numbers of vehicles on UK roads. From privately owned vehicles to commercial and fleet vehicles. And now they even have their very own day! Did you know that the 5th August is...
Employees Stranded Abroad: A Guide for Employers
Travel and airport disruption has been widely reported already this summer. And with many of us still looking to get away this year, it may be set to continue for many more months. But we can’t all cancel our plans just because of the potential risk of disruption. So,...
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