News & Insights
News & Insights
Driving Safely This Winter
Hazards drivers face in the winter months With Winter fast approaching and the weather already starting to a take a turn for the worse, the hazards you face as a driver will be changing. And figures suggest that accidents increase when the clocks go back in the Autumn...
What The Autumn Statement Means For Your Small Business
The much awaited Autumn Statement was announced on the 17th November. And whilst we were pleased not to see any announcements about Insurance Premium Tax (IPT) being increased from the current 12%, the Autumn Statement certainly included other wide ranging changes....
Types of Vape: E-cigs, Pens, Pods & More
There are a number of different types of vape available on the UK market. So as a vape shop owner you will need to decide which types of vape to stock and sell in your shop. Types of vape which you may look to stock include: Cigalikes Vape Pods Vape Pens Vape Mods...
Luxury Item Investments: What’s Going Up, What’s Going Down 2022/23
If you are looking to invest in luxury items, then choosing where to invest will be important. And whilst we aren’t experts on where to invest your money, we are experts in insurance. And we can help you take steps to protect your investments through the provision of...
The Benefits Of Working With An Insurance Broker During Cost Of Living Crisis
The cost of living continues to rise and impact everyone, from individuals to businesses. And we’re all starting to have to make decisions about our finances. The cost-of-living crisis is driving the great cancellation as people cut non-essential purchases. Insurance...
Can I Go Straight to a Class 1 HGV Licence?
To become an HGV driver, you will need to obtain your HGV driving licence. To qualify as an HGV driver, you will need to: Have a full car licence Be over 18 (some exceptions apply) Obtain your professional driving qualification – the Driver Certificate of Professional...
Keeping Your Home and Workplace Safe This Autumn
We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes and workplaces over the coming...
What Does the Mini-Budget Mean for Small Business?
On the 23rd September, the ‘mini budget’ was announced setting out what has been called the Growth Plan. However, the subsequent impact on markets has led to a series of U-turns on these announcements. The most significant coming on the 17th October. So, we thought...
Insurance Claims Fraud – Will It Increase With The Rising Cost Of Living?
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home when no theft actually took...
Does Flood Insurance Cover Business Interruption?
As we see changes to our weather and more extreme weather events, flooding is increasingly becoming a risk that your business must consider when it comes to business continuity. You’ll need to think about having insurance in place which can protect your business from...
What is Subsidence and Is It Covered By Insurance?
What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of long hot, dry spells of weather....
How Many People Vape in Great Britain?
How many people vape in Great Britain? A recent report carried out by Action on Smoking and Health (ASH) shows the latest data relating to the prevalence of vaping and use of e-cigarettes by adults in Great Britain. It reveals that usage has reached a record high of...
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