News & Insights

News & Insights
Disposable Vapes Vs. Rechargeable: Safety & Popularity
If you are a vape shop owner, or looking to open your own vape shop, then you’ll know there are a raft of products you could be stocking. From e-liquids to vape devices. The products you choose can make a big difference to both the success and profitability of your...
What is Underinsurance & Managing The Risk
We’ve written many times before about underinsurance because as an insurance broker, our key duty is ensuring clients obtain suitable insurance cover for their needs. So, the risk of underinsurance is an area that we think your business needs to have an awareness of....
Will Private E-scooters Be Legalised In The UK?
Are private e-scooters currently legal in the UK? No. It is not currently legal to use a privately owned electric scooter on public roads, cycle lanes and pavements across the UK. At the current time it is only legal to use a privately owned e-scooter on private land....
How Many Questions in the HGV Theory Test & More Tips
If you are interested in becoming an HGV driver or setting yourself up as an owner operator, then you will need to first pass your HGV driving test before you can get going. To qualify as an HGV driver, you will need to obtain your Driver CPC. The Driver CPC is split...
Do I Need Public Liability Insurance for an Event?
If your business is involved in running events or you are planning a one-off event over the summer months, one of the areas you won’t want to overlook is that of insurance. Running events can be an exciting time for your business. But events of every size bring with...
Does Business Travel Insurance Cover Flight Cancellations & Subsistence?
Passengers have faced a raft of UK flight cancellations causing disruptions for many families on half-term holidays and business travellers. And the situation looks set to continue well into the summer months unfortunately. Staff shortages and the time it takes to...
Effects of War on Business Insurance Policies
Do insurance policies cover the impacts of war? Most insurance policies will typically contain an exclusion for the impacts of war and/or terrorism. As with all insurance, exact policies will vary but the war exclusion is a common one in many business insurance...
Fuel Price Predictions for Haulage in 2022/23
Fuel prices have increased rapidly in the UK over the last year, with petrol currently costing around 177p per litre and diesel costing around 185p a litre at the pumps. There is also speculation that petrol and diesel could reach £2 a litre this summer. What factors...
How to Minimise & Reduce Fleet Downtime
You’ll experience fleet downtime if ever one of your vehicles needs to go in for any type of repair or is out of action for any given reason. As soon as one of your vehicles is off the road then the impacts on your business can be wide ranging – your service may...
Catalytic Converter Theft Prevention for Fleets
The majority of vehicles on UK roads will have a catalytic converter fitted so the rise of thefts will be of real concern to many of us – whether we own a personal vehicle, commercial vehicle or operate a fleet of vehicles. Why are catalytic converters being stolen?...
What is Business Travel Insurance?
If you have employees who travel abroad in the course of the work that they do for you, then your business must think about the related risks to your business and employees. What is business travel insurance? Business travel insurance is travel insurance which is...
The Top 10 Risks Businesses Face in 2022
If you are a business owner, you will face a range of different risks in the daily running of your business. As well as wider, long-term risks which can impact the way that your business operates. The first part of minimising business risk is understanding the risks...
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