News & Insights

News & Insights

How to Track Business Mileage for Fleets: Logs & Spreadsheets

Why is it important for fleets to track business mileage? If you operate a fleet of vehicles, there are many reasons why it will be important to track business mileage To determine what is private and what is business mileage. This will then enable you to calculate...

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GAP Insurance Explained

What is GAP Insurance? GAP stands for Guaranteed Asset Protection. GAP insurance is designed to effectively bridge the potential shortfall between the amount you paid for a vehicle, and the amount your comprehensive motor insurance policy pays out. Why could there be...

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What Records Must a Business Hold on a Driver?

If you are a truck operator or haulage company, you will have many people whom you employ to drive for a living. And you‘ll be aware that you must comply with several different regulations and have the correct policies and procedures in place to protect the health and...

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Are Electronic Cigarettes Considered Tobacco Products?

We’ve written before that when registering a business, many vape shops face difficulties in classifying their businesses due to the lack of a specific SIC code for vape retailers. In many cases, vape shops end up being classified as linked to the tobacco industry even...

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Liability in Motor Insurance Claims

What is motor insurance liability? The Cambridge Dictionary defines liability as ‘the fact that someone is legally responsible for something’ When it comes to motor insurance, if you are involved in an accident or incident, liability effectively means determining who...

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Are Vape Shops Still Profitable in 2022?

Vaping is still growing in the UK with many seeing it as a viable method with which to stop smoking. 2021 data from Public Health England suggests there are as many as 2.7 million adult vapers in England. So, it seems that there is still appetite for vape and...

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Personal Cyber Insurance

There are very few of us these days who don’t use e-mail, social media or make online financial transactions, and yet there are so many that do not make online safety as much as a priority as protecting a house or personal possessions. Why consider personal cyber...

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A Guide to High Value Home Insurance

Home insurance. Something that we all need.  Whether we rent or own a property. It’s vital cover to help protect not only our homes themselves but also our possessions. But depending on the type of property that you own and the possessions that you own, you may...

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When Will e-Scooters be Legal & Why Aren’t They?

We blogged back in 2021 about e-scooters and the fact they are not fully legal within the UK yet. With the only legal way to use an e-scooter on roads in the UK being to participate in one of the e-scooter trials currently being run around cities in the UK. Here we...

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