News & Insights
News & Insights
What is VAT Fraud & How to Report It?
Not all businesses need to be VAT registered. But if your business has a VAT taxable turnover of more than £85,000 then you must register your business for VAT with HMRC. Once you are VAT registered then you will have certain responsibilities to fulfil including;...
Building Materials Price Increase & Inflation – What Does Indexation Mean In Insurance?
As build materials continue to see price increases and the associated inflation of building costs, we consider what this means from an insurance perspective and how insurers can protect their customers from finding themselves in a position of underinsurance. What is...
Can You Insure The Cyber-Risk Linked To Connected And Autonomous Vehicles?
Whilst we are still a long way off from driverless cars being on the roads in the UK, many cars now come with a range of driver assistance features. These include features such as automatic emergency breaking (AEB), cruise control, lane centring or lane departure...
New Highway Code Changes 2022: Rules Give Cyclists Priority
A number of changes were made to the Highway Code over the weekend (they came into effect on the 29thJanuary), marking some significant changes to the rules of the road. Most of the changes are linked to four key areas: introducing a hierarchy of road users to ensure...
Insuring Electric Vehicles: Is The Insurance Market Ready?
The current state of the electric vehicle market Sales of electric vehicles continue to accelerate. Recent figures from the Society of Motor Manufacturers and Traders (SMMT) show 190,000 battery electric cars were sold in 2021 – 11.6% of the total sales. Up from 6.6%...
Pet Insurance Fraud: Claims & Cases
If you have a pet, then you will most likely want to take out insurance. Pet insurance can provide a wide range of cover for your pet – from the cost of veterinary treatment, a pay-out if your pet should die, be lost or stolen or cover if your pet harms someone or...
Safe Deposit Box Insurance: How It Works
What is a safe deposit box? Lloyds Bank define a safe deposit box as ‘a secure place where you can store possessions that are impossible to replace or that hold sentimental value’ A safe deposit box, also known as a safety deposit box, will typically be held within a...
How to Run An Environmentally Friendly Business: Areas To Consider
COP26 which took place at the end of 2021 in Glasgow, saw extensive discussion take place regarding plans to address the climate crisis. It saw the agreement of the Glasgow Climate Pact – including pledges to cut emissions of carbon dioxide, plans to reduce the use of...
Vaping in Public: The Law About Where You Can and Can’t Vape
In England, vaping products are seen as a positive method to help people stop smoking cigarettes. And as such the use of e-cigarettes is becoming increasing prevalent. E-cigarettes are not covered by smoke free legislation such as the Health Act 2006. This is because...
Modern Slavery Policy For Small Business: Templates & Do You Need One?
Sadly, Modern Slavery is a crime which the ONS states is currently taking place across the UK. Examples of modern slavery include trafficking people, forced labour and servitude. The practice sees individuals gain, either personally or commercially, from exploitation...
Cyber Crime Future Predictions For 2022: What Lies Ahead
Cybercrime is sadly not a business risk that is going away any time soon. In fact, cybercriminals continue to find new and more sophisticated ways to breach cyber security systems. With this in mind, we look at some of the possible cybercrime future predictions for...
Bitcoin & Crypto Insurance: Risks & Security
Bitcoin and other cryptocurrencies have been increasing in popularity in recent years and are becoming an area more people are looking to invest in. NFTs are the most recent crypto trend to take off and garner interest around the world. But how can you manage the...
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