News & Insights
News & Insights
Accidents caused by potholes reaching alarming levels
The RAC has reported that it was called to 2,830 breakdowns caused by potholes in the road, in the last three months of 2017. This was an 11% rise compared with the same period in 2016. They blame the snow and icy conditions, saying many roads are “hanging in the...
New report from Public Health England finds e-cigarettes are 95% less harmful than smoking
Public Health England have published a new e-cigarette evidence review today, compiled by independent experts. Its key findings conclude: The risks associated with vaping are very small compared to those of smoking and there are significant health benefits in...
A beginner’s guide to life and critical illness insurance
Do you have any life or critical illness insurance in place to provide cover if anything were to happen to you? Would your family be able to pay the mortgage or cover the monthly bills if you weren’t around any longer or couldn’t work because of serious illness? Do...
How confident are you that you have the right insurance for your vaping business?
The first commercial e-cigarette was invented in China in 2003, arriving in Europe and the UK in April 2006. It’s amazing how the popularity of vaping has grown in just over a decade, with the UK market now one of the biggest in the world. Hundreds of vaping...
An update on sentencing guidelines and the fines we’re seeing
We last wrote about the new sentencing guidelines in October 2017, when we talked about cases involving Merlin Entertainment and the retailer Iceland. We now want to share another example with you, this time involving Whirlpool. The Case Whirlpool UK Appliances Ltd v...
New pay per mile tax for lorries being considered by government
The government has announced they are consulting on a new “pay per mile” scheme for lorries to cover the cost of damage to roads. Unlike the existing scheme, the new tax would see lorries coming in from abroad paying in the same way as UK hauliers. The news will...
Find out how affordable life cover could be simply by taking a selfie
If the worst were to happen and you died, the emotional and financial upset for your family would, understandably, be devastating. While there is little you can do to prevent their emotional pain, you can ease their financial worries. Simply by making sure you have...
Drive safely and soberly this Christmas
It’s a busy time of year for those working in the transport and logistics industry, making sure that all their customers receive their deliveries before the Christmas shutdown. It’s also a busy time of year for parties and socialising; many people have more to drink...
What is underinsurance and how do you avoid it?
In summary: Underinsurance occurs where businesses have failed to correctly estimate the level of cover they need to protect their assets and costs of getting back up and running. Research suggests almost 90% of businesses are underinsured. Anywhere between 40% and...
Chancellor to announce that driverless cars could be on roads by 2021
It’s expected that when he makes his Budget speech this Wednesday, the Chancellor Philip Hammond will set out details of how driverless cars will be on the roads by 2021. Mr Hammond is due to announce regulation changes allowing car manufacturers to apply to test...
Tesla has unveiled its long-awaited electric articulated lorry, challenging the dominance of diesel trucks on the road
After some delays, the new Tesla Semi has been launched in California and will go in to production in 2019. Chief executive, Elon Musk, revealed the details and said: “it’s not like any truck you’ve ever driven; we want a vehicle that feels incredible and accelerates...
When was the last time you reviewed your life and critical illness cover?
We can’t predict what the future holds – but we can make decisions to minimise the risks. Life is always going to be full of surprises – both good and bad – so it’s important to plan wisely. Life and critical illness insurance can provide you with a bit more security...
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