If you make a claim on an insurance policy, your insurers may appoint a Loss Adjuster as part of the claims process. In this post we will explain what a Loss Adjuster does, and how they differ from Loss Assessors. If you have any...
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What is Cyber Insurance?
Cyber insurance provides protection against a range of digital threats. Businesses of all sizes are vulnerable to data breaches or malicious cyberattacks. Specialist cyber insurance will give your business invaluable support to help you...
Biggest Business Risks Coming in 2025
In this post we’ll look at some of the biggest business risks you might expect to face in 2025. Whatever happens over the next 12 months, we can help you ensure that your business can remain resilient. We have a team of experts on hand...
Home Insurance When Running a Business: What You Need to Do
Do you need to tell your insurers if you’re running a business from home? It’s a good idea to do so, as your house insurance may not cover you for running a business from your home. However, our research suggests that many homeowners are...
How to Avoid Underinsurance on Your Business Interruption Insurance Policy
We recently published an essential introduction to business interruption insurance. We explored what a business insurance policy covers, and what it does not cover. In this post, we’ll discuss some vital steps you can take to ensure your...
What Does Business Interruption Insurance Cover?
This is an essential introduction to business interruption insurance. In this post, we’ll discuss what a business interruption insurance policy commonly covers, and what it does not cover. We’ll also explore how you can ensure you have...
New London Fire Brigade Policy on Automatic Alarms – How to Respond
From October 2024, London Fire Brigade will introduce a new policy for automatic fire alarms (AFAs) in commercial buildings. In this post we’ll outline what the new policy entails and discuss any steps you may need to take to ensure your...
Does Insurance Cover Riot Damage and Looting?
Does your business or home insurance cover riot damage and looting? Numerous riots broke out across the UK in summer 2024, some of which resulted in damages to businesses and other properties. Many other businesses may have avoided...
Battery Recycling & Disposal Safety at Work
The Health and Safety Executive’s Waste Electrical and Electronic Equipment (WEEE) guidelines specifies that the correct disposal and recycling of batteries is an essential part of managing fire and explosion risks. In this post we’ll...
The State of Underinsurance in 2024: The Problem is Worse Than We Thought
A recent report revealed the shocking extent of underinsurance across numerous UK industries. What is Underinsurance? Underinsurance means you do not have enough insurance to cover the full extent of any losses you may experience. Not...
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