Fleet insurance can be the most comprehensive and cost-effective option for insuring commercial vehicles. But if you’re running a smaller business, you might be wondering – do you have enough vehicles to qualify for fleet insurance?
In this post we’ll explain how many vehicles you need for fleet insurance. We’ll also outline the benefits of a fleet insurance policy, to help you decide if this form of cover is right for you.
For more information on how we can help you and your fleet, get in touch with us on 020 8290 9099 or email us at commercial.motor@anthonyjones.com.
How Many Vehicles Do You Need To Qualify For Fleet Insurance?
Different insurers will have different rules for the number of vehicles you need for fleet insurance. Most insurers, though, will cover you if you have just two vehicles in your fleet. They may refer to the cover as a mini-fleet policy.
So, it doesn’t really matter how large or how small your fleet is. Whether you’ve got two vehicles, or 200 vehicles, you can enjoy all the benefits of a fleet insurance policy.
Benefits of a Fleet Insurance Policy
With fleet insurance, you can cover a multitude of vehicles under a single policy. You can also cover multiple different types of vehicles in the same policy, including:
- Cars
- Vans
- Taxis
- HGVs
Key Advantages Include:
- You don’t have to arrange for separate policies for every vehicle in your fleet
- Money saving while also saving you a lot of time and energy
- Only one single renewal date
Only one single premium payment
- If you ever need to make a claim on your policy, you will only have to make one single call.
- Scalable policies that can grow with your business
Fleet insurance policies can also be as flexible as you need them to be, too. Some fleet policies provide “any driver” cover. This means that any qualified driver can drive any vehicle in your fleet, with full cover, which can make it a lot easier to manage shifts.
Is Fleet Insurance Right For Your Business?
Fleet insurance isn’t just for large businesses. If you’re running an SME – or even if you’re a sole trader or a contractor – then you too can benefit from fleet insurance.
If you use more than one vehicle as part of your business, a fleet insurance policy can help you save a lot of time, and a lot of money.
Fleet insurance policies are scalable too. As your business grows, your cover needs will change. Rather than getting a fresh policy for each new vehicle you acquire, you can simply adapt your existing fleet insurance policy.
Fleet Insurance Policies for SMEs
At Anthony Jones, our team of commercial insurance experts can help you decide what sort of cover is right for your fleet. Get in touch and tell us about your fleet, and your business. We will then help you find the flexible and comprehensive cover you need at the best possible price.
For more information on how we can help you and your fleet, get in touch with us on 020 8290 9099 or email us at commercial.motor@anthonyjones.com.
