BT has announced the closure of all Redcare operations from 1 August 2025. As a result, if you are a Redcare customer you will need to replace your alarm signalling equipment before this date in order to maintain a remote monitoring...
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Whose Responsibility is it to Avoid Underinsurance?
Underinsurance is a growing problem: As a result of inflation and its wider economic impact, in recent years far too many policyholders have found that their insurance does not quite offer the level of cover they thought they had. In this...
How Do Garden Rooms and Offices Affect Home Insurance?
Will your current home insurance policy cover your garden room or office, or will you have to take out a new policy? It all depends on your policy wording, and on how you intend to use your garden room. In this post we’ll discuss all of...
Public Liability & Employers’ Liability: What’s the Difference?
A lot of people confuse public liability and employers’ liability insurance, as they both seem to offer broadly the same sort of cover. In this post we’ll explain the key differences between public liability and employers’ liability...
Ogden – Costs v Affordability …again!
We have talked about the Ogden rate in the past and its implications for the cost of personal injury claims. These tables are used to calculate the amount of compensation awarded to individuals who have suffered long-term or life-changing...
An Overview of The Insurance Pricing Cycle – Soft and Hard Market Conditions
Insurance pricing goes through cycles driven by the supply and demand for insurance cover on a global scale. It alternates between periods of ‘soft’ and ‘hard’ market conditions. In a ‘hard’ market – insurance is harder to place, and...
Why Is Business Insurance More Expensive?
Do you feel like your business insurance is getting more expensive? You’re not alone. In this post we’ll discuss some of the underlying reasons behind why business insurance is more expensive. But one thing to bear in mind – in these...
Building Cost Inflation – We Have a Problem… Still!
Under insurance is a perennial problem that has never ever really been off the radar for insurance brokers and insurers. Not having the correct rebuild value for buildings, plant and machinery is an obvious threat to business in the...
Average Cost and Common Causes of Escape of Water Claims
Escape of water is one of the most common home and business insurance claims. In this post we’ll explore the common causes of escape of water claims, discuss how much these claims might cost, and explain how you can ensure you have the...
Cyber Security and Insurance Glossary
All businesses are at risk of cyberattacks. Cybersecurity insurance is fast becoming a business necessity. Yet when we talk about cybersecurity and insurance, we tend to use a lot of specific terms, some of which may be unfamiliar to you....
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