We have talked about the Ogden rate in the past and its implications for the cost of personal injury claims. These tables are used to calculate the amount of compensation awarded to individuals who have suffered long-term or life-changing...
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An Overview of The Insurance Pricing Cycle – Soft and Hard Market Conditions
Insurance pricing goes through cycles driven by the supply and demand for insurance cover on a global scale. It alternates between periods of ‘soft’ and ‘hard’ market conditions. In a ‘hard’ market – insurance is harder to place, and...
Why Is Business Insurance More Expensive?
Do you feel like your business insurance is getting more expensive? You’re not alone. In this post we’ll discuss some of the underlying reasons behind why business insurance is more expensive. But one thing to bear in mind – in these...
Building Cost Inflation – We Have a Problem… Still!
Under insurance is a perennial problem that has never ever really been off the radar for insurance brokers and insurers. Not having the correct rebuild value for buildings, plant and machinery is an obvious threat to business in the...
Average Cost and Common Causes of Escape of Water Claims
Escape of water is one of the most common home and business insurance claims. In this post we’ll explore the common causes of escape of water claims, discuss how much these claims might cost, and explain how you can ensure you have the...
Cyber Security and Insurance Glossary
All businesses are at risk of cyberattacks. Cybersecurity insurance is fast becoming a business necessity. Yet when we talk about cybersecurity and insurance, we tend to use a lot of specific terms, some of which may be unfamiliar to you....
What is a Fire Prevention Plan and What Does it Need to Include?
In this post we’ll discuss some key things that should be included in your fire prevention plan. We’ll also discuss how you can best protect your business against the unexpected. What is a Fire Prevention Plan? A fire prevention plan will...
Is Anything More Important Than Giving Good Customer Service?
There appears to us at Anthony Jones to be a confusion within the industry about what to talk about. The insurance press, insurers and the general insurance glitterati are very active publicly about things such as (but not exclusively)...
IT Security vs. Cyber Security – What’s the Difference?
Both IT security and cyber security are concerned with keeping your computer systems and data safe and secure. Yet there is a difference between IT security and cyber security. In this post we’ll explain the key differences, and explore...
Insurance Claims Inflation Pressures in 2023
In this post we’ll examine the underlying causes of the insurance claims inflation pressures we’re seeing in 2023. What is Insurance Claims Inflation? Claims inflation means that declared sums insured can become inaccurate and outdated....
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