What is an insurance endorsement? The British Insurance Brokers Association (BIBA) define an insurance endorsement as the ‘term used to describe an amendment to a policy document’ Effectively, an insurance endorsement is a record of any...
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Self-Employed Stuck Abroad: Will Insurance Cover Loss of Earnings?
Travel disruption has been the story of the summer holiday getaway in 2022. Impacting those travelling both for a holiday as well as for business. And if you’re self-employed, getting caught up in this disruption could be pretty...
Managing COVID-19 In The Workplace in 2022
Whilst legal requirements around testing for COVID and self-isolating came to an end in February 2022, and advice to stay at home following a positive test ended in April, COVID-19 is very much still with us. In fact, since the legal...
Employees Stranded Abroad: A Guide for Employers
Travel and airport disruption has been widely reported already this summer. And with many of us still looking to get away this year, it may be set to continue for many more months. But we can’t all cancel our plans just because of the...
Does Insurance Cover Increased Value of Stock? – The Impact Of High Prices On Your Insurance Needs
Prices are rising There is no doubt about that. We are all feeling the impact. From individuals to businesses. High fuel prices, the impact of the conflict in Ukraine, supply and demand issues, and rising inflation. All of these factors...
How Will the Cost Of Living Crisis Impact Insurance Buying?
We are all acutely aware of the rising cost of living currently being felt in the UK. From rapidly rising petrol and diesel prices and high energy prices to inflation currently rising at the fastest levels seen for 40 years. We understand...
What is Underinsurance & Managing The Risk
We’ve written many times before about underinsurance because as an insurance broker, our key duty is ensuring clients obtain suitable insurance cover for their needs. So, the risk of underinsurance is an area that we think your business...
Do I Need Public Liability Insurance for an Event?
If your business is involved in running events or you are planning a one-off event over the summer months, one of the areas you won’t want to overlook is that of insurance. Running events can be an exciting time for your business. But...
Does Business Travel Insurance Cover Flight Cancellations & Subsistence?
Passengers have faced a raft of UK flight cancellations causing disruptions for many families on half-term holidays and business travellers. And the situation looks set to continue well into the summer months unfortunately. Staff...
Effects of War on Business Insurance Policies
Do insurance policies cover the impacts of war? Most insurance policies will typically contain an exclusion for the impacts of war and/or terrorism. As with all insurance, exact policies will vary but the war exclusion is a common one in...
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