Commercial Vehicle &
Van Insurance
Make sure your van or commercial vehicle is covered, so you can keep working even if your van isn’t
Commercial Vehicle and Business Multi-Vehicle Insurance Cover
Commercial vehicle insurance is essential cover for all types of vans and commercial vehicles. We can help find the right cover for you and your business vehicles, including:
- Vans
- Light goods vehicles
- Individual vehicle owners
- Small businesses to large fleets
Your commercial vehicle insurance is designed to keep you on the move, no matter what happens. This can cover:
- Cover for fire and theft
- Accidental damage to your commercial vehicle
- Tools and equipment cover
- Accommodation expenses in the event of a breakdown
Additional Cover for Business and Commercial Vehicles
At Anthony Jones we work closely with our insurer partners and have extensive knowledge of what van and commercial vehicle insurance is available and what additional cover you might need. This could include:
- Breakdown cover: this can be extended to include long distance recovery, home start and European cover.
- GAP cover: to ensure that you are not out of pocket in the event of your van or commercial vehicle being a total loss.
- Standard additions: Our van and commercial vehicle policies include courtesy commercial vehicle cover as standard as well as free uninsured loss recovery, and cover for loss of keys and personal belongings.
Watch our short film to find out a bit more about GAP cover:
Need more
information?
Please call John Donaghy or the team on 020 8290 9099 to see how we can help you with your mixed commercial motor fleet insurance. Alternatively, you can email us at cm@anthonyjones.com
“Steve Blackmore and his team at Anthony Jones have given us constant support for a number of years with their professional yet friendly service.”
John Roles
Selor Transport Ltd
Use a Commercial Vehicle Insurance Broker for Personalised Cover
We provide every client with a dedicated commercial motor expert to look after their insurance requirements, so you have a single point of contact.
They take the time to understand your business so you can be confident you are getting the right advice and a solution tailored for your business needs.
We’ve produced this road safety facts and tips guide, which we believe will be very helpful for anyone responsible for the health and safety of van and commercial vehicle drivers:
Simple Claims Process
We have a simple online form so you can report accidents to us quickly and simply.
We recognise how crucial your van or commercial vehicle is to the smooth running of your business. If you are involved in an accident, the sooner you are able to report it, the sooner we can get it sorted and get you back on the road.
Why Anthony Jones?
Anthony Jones has over 30 years’ experience in the commercial vehicle sector and has built up significant expertise over this time. We have a dedicated commercial motor team who deal with the needs of individual van owners as well as those running small and large fleets of commercial vehicles.
Take a virtual tour of our stand at the Commercial Motor Show online:
Do You Use a Dashcam?
Watch our short film if you need convincing about the importance of dashcams:
FAQ’s
Some of our most asked questions, answered below:
HGV Medical: What is Involved & When Is It Due?
At Anthony Jones we have created an online resource to answer your questions at your convenience. Simply browse a category to find FAQs relating to that section.
When would I need Commercial Vehicle insurance rather than Car insurance?
If you have a company and have vehicles that you use within the business, then you need Commercial Vehicle insurance. The vehicles you own might include those which are obviously commercial vehicles, such as lorries, vans and forklift trucks. But company cars are also classed as commercial vehicles and should be covered by Commercial Vehicle insurance. Private car insurance will not include cover for company-owned cars.
When would I need Fleet insurance rather than Multi-Car insurance?
Multi-Car insurance can be used to cover a number of privately-owned cars used for personal use, perhaps incorporating a bit of business use, such as commuting, too. However, Multi-Car insurance can’t be used to cover company cars. For this, you’ll need Fleet insurance. If you want to insure fewer than 5 or 6 company cars or other commercial vehicles, you can protect them with a Mini-Fleet insurance policy.
What is Goods in Transit insurance?
Goods in Transit insurance (GIT insurance for short) is also often referred to as Cargo insurance. As the name suggests, this insurance covers goods (which includes everything from food to furniture, building supplies to cars, and machinery parts to animals) which are being transported from one place to another. Goods in Transit insurance protects your goods in case they are damaged or lost while they are being transported by road, air, rail or sea.
What can I use my van for with temporary van insurance?
With temporary van insurance, it will depend on the usage you select, but as standard, you will be covered for social, domestic and pleasure use. This includes to and from various places of work and for the carriage of your own goods in connection with your business. Please be aware there is no cover for any goods carried in or on the vehicle, so you'll need a separate policy to cover those goods.
What types of work can I use my van for with a temporary van insurance policy?
There are some types of work that are allowed and some that are not.
Types of work that are generally permitted:
- Tradesman/Tradeswoman
- Office worker
- Dog walker
Types of work that are not permitted:
- Taxi use or commercial travelling of any kind
- Hire & Reward
- Use in connection with the motor trade
- Use to carry hazardous or dangerous goods
Reviews
News
Drivers Mental Health and Stress – What Can Fleet Managers Do?
We recently published a guide to improving driver behaviour in your fleets. Improving driver behaviour can help optimise your fleet’s performance, efficiency, and safety. But there’s one crucial thing that many fleet managers may overlook when they’re assessing their...
Managing Busy HGV Schedules Over Christmas
Christmas is a busy time for many businesses, but fleets often feel the pressure more than most. Increased orders, tight deadlines, bad weather – it all adds up to a lot of work, and a lot of stress. In this post we’ll share some tips for effectively managing busy HGV...
How To Buy a Van Through Your Business
It’s a relatively straightforward process to buy a van through your business. But before you do so, you need to be aware of the tax and insurance implications, along with any added costs you may face. In this post we’ll cover the ins and outs of buying a van through...
How the Premium Finance is Changing in Motor Insurance
Anthony Jones Insurance Brokers wholeheartedly supports two major steps in the right direction on the affordability of motor insurance and premium finance charges. FCA’s Review of the Premium Finance Market – Are You Receiving the Best Value For Money? The Financial...