News & Insights
News & Insights
Safe Deposit Box Insurance: How It Works
What is a safe deposit box? Lloyds Bank define a safe deposit box as ‘a secure place where you can store possessions that are impossible to replace or that hold sentimental value’ A safe deposit box, also known as a safety deposit box, will typically be held within a...
How to Run An Environmentally Friendly Business: Areas To Consider
COP26 which took place at the end of 2021 in Glasgow, saw extensive discussion take place regarding plans to address the climate crisis. It saw the agreement of the Glasgow Climate Pact – including pledges to cut emissions of carbon dioxide, plans to reduce the use of...
Vaping in Public: The Law About Where You Can and Can’t Vape
In England, vaping products are seen as a positive method to help people stop smoking cigarettes. And as such the use of e-cigarettes is becoming increasing prevalent. E-cigarettes are not covered by smoke free legislation such as the Health Act 2006. This is because...
Modern Slavery Policy For Small Business: Templates & Do You Need One?
Sadly, Modern Slavery is a crime which the ONS states is currently taking place across the UK. Examples of modern slavery include trafficking people, forced labour and servitude. The practice sees individuals gain, either personally or commercially, from exploitation...
Cyber Crime Future Predictions For 2022: What Lies Ahead
Cybercrime is sadly not a business risk that is going away any time soon. In fact, cybercriminals continue to find new and more sophisticated ways to breach cyber security systems. With this in mind, we look at some of the possible cybercrime future predictions for...
Bitcoin & Crypto Insurance: Risks & Security
Bitcoin and other cryptocurrencies have been increasing in popularity in recent years and are becoming an area more people are looking to invest in. NFTs are the most recent crypto trend to take off and garner interest around the world. But how can you manage the...
What is Insurance Fraud?
Fraud costs the insurance industry over £1billion a year and insurers are estimated to spend over £200million a year on identifying fraud. Not only that, but insurance fraud pushes up the cost of insurance for honest buyers as well. So, it is something which the...
What To Do If You Are Involved In A Fatal Accident
Safety is key when it comes to driving, running a fleet, or managing a team of people who drive for a living. But accidents do happen. And you may find a time when either yourself, or one of your employees is involved in a fatal accident. If this did sadly happen,...
How to Write a Risk Assessment: Templates & Examples
Does your business have to carry out risk assessments? Yes, is the short answer. The Health and Safety Executive (HSE) state that as an employer, you're required by law to protect your employees, and others, from harm. The Management of Health and Safety at Work...
Musical Instrument Insurance: Valuation, Costs & Cover
Musical instruments can be costly. Whether you own a musical instrument which you or a family member play. Or if you are collector of musical instruments. In fact, this article shows just how expensive collectors’ items can be – with a guitar owned by The Edge selling...
HGV Test Changes 2021/2022: What It Means For Drivers
News of an HGV driver shortage in the UK has dominated the news in recent months, with supply chains impacted and numerous big businesses feeling the pinch when it comes to their business logistics. Impacted by many factors such as an ageing workforce, Brexit, IR35...
What Lights to Use When Driving at Night: Highway Code Rules
As the evenings get darker earlier and winter draws in, it is more important than ever to make yourself visible when out and about on the roads. This applies whether you are driving, cycling, or walking. Here we look at the rules relating to lights when driving at...
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