High Net Worth
Insurance
Our specialist team offer a bespoke service for high net worth individuals needing to protect their valuable possessions.
“I have been your customer for ages and ages. You have always supported me whenever I needed your help and insurance is easy peasy because you are experts.
Thank you for all you do.”
– Wendy Plant, Personal Lines Client
Giving a Bespoke Service for High Value Insurance
What Does High Net Worth Insurance Cover?
-
- Classic, luxury and high performance cars
- High value homes and unusual constructions
- Fine art, antiques and other valuable collections
- Jewellery and family heirlooms
- Second homes and holiday homes – UK and overseas properties
- Yachts, sailing and speed boats
We are specialists in high net worth insurance, so if you have an unusual or specific set of circumstances, do get in touch to speak to our team for advice.
Expert Advice and Claims Management
When appropriate, we also partner with expert loss assessors to ensure you get exactly what you’re entitled to, even in complex or difficult circumstances.
Why Choose Anthony Jones?
We understand our customers view possessions as not just valuable, but often with great personal and sentimental value, which is priceless. The team at Anthony Jones take great care in not only arranging the best covers, but in also providing risk management advice to give the best protection and ensure possessions stay out of harm’s way.
Contact Our Experts For Advice
For personalised advice on High Net Worth Insurance, please call:
Rachel Penning on 0208 290 7762
Or email us at personal@anthonyjones.com
“Anthony Jones have looked after my business and personal insurance requirements for over 30 years.
They have always worked hard to secure the most competitive and most suitable policies in the market place and on that occasions that claims have arisen have attended to them on our behalf quickly, professionally and successfully.
I am happy to recommend Anthony Jones.”
William Collinson, Business and Personal Lines Client
High Net Worth Insurance FAQs
Some of our most asked questions, answered below:
Who needs High Net Worth Insurance?
Standard home insurance policies will only cover your home and contents up to a limited sum. For homes, this is often limited to £1,000,000. For contents, standard policies will usually limit you to a total contents value of £100,000 with individual items often limited to around £2,000.
A High Net Worth Insurance policy will allow you to insure property with a value exceeding £1,000,000 and individual items up to £25,000 and more.
How often should I have my items appraised?
You should get your entire collection of high value assets - such as cars, art, antiques, watches, jewellery or high value collections appraised at least once a year
If you take good care of your items, then you can ensure they always hold some of their value. But market conditions, such as inflation, will always be beyond your control. With regular appraisals, you can rest assured that your contents or high net worth insurance will always cover you for your collection’s true value.
What are the benefits of High Net Worth Insurance over a standard Home Insurance policy?
If you have personal assets (excluding the value of your home) over £100,000, it’s likely that a High Net Worth insurance product would give you better protection than a standard Home insurance policy. This is particularly true if you have a number of high value items in your home, such as a jewellery or watch collection, antiques, art, a high value collection or a classic car.
HNW insurance tends to have higher sum insured limits overall as well as higher limits for individual items of particular value.
Reviews
Straightforward, thankyou
Stephen Passfield is our account handler is one of the best agent we've worked with.
He is very helpful,kind and flexible to us and always there for us.
We've couldn't asked for more.
Thank you much for help for whole these years.
We really appreciate and very grateful to you.
We highly recommend him and his team
TM Brothers Transport
Their agents always very kind, flexible and helpful.
I highly recommend them.
"I chair a campaign to save our local pub. We launched a share sale and succeeded in buying the Crown a few days ago, so we needed help in selecting the right insurance for the site whilst renovations were under way, including unoccupied property cover. Tony Ellis of Anthony Jones Insurance was really helpful in guiding us through this process, and we now have the correct cover in place. Fast, easy to deal with & knowledgeable - just what you need from your insurance broker! Well done Tony and all at A Jones."
News
Home Insurance During Building Work: What Do I Need?
If you’re planning building work or renovations in your home, then you should consider the insurance implications. Don’t assume that your current home insurance policy will give you all the cover you need, and you should certainly let your insurer know about any major...
Motorhome and Campervan Speed Limits in the UK & Europe
If you’re planning a trip in your campervan or motorhome, whether it’s across Europe or the UK, it’s important to stick to the rules of the road. In this post we’ll outline the motorhome and campervan speed limits in the UK and Europe, to help you avoid fines and...
What To Do With Inherited Ivory: A Guide for High Value Items
There are strict laws governing the buying and selling of ivory in the UK. This may cause you some issues if you inherit ivory. In this post we’ll explore what you can do with inherited ivory, along with some tips on keeping your property safe. Our High Net Worth...
Can You Sell a House During Probate?
Yes, you can sell a house during probate. But if a person’s estate includes any property, you cannot complete the sale until you have your grant of probate. In this post we’ll outline the steps you’ll need to take if you want to sell a house during probate, including...