News & Insights
News & Insights
Vulnerable Road Users: Law for HGV & Van Drivers
With an increase in vulnerable road users (cyclists, pedestrians) on UK roads for a variety of reasons, the rules of the road are changing to offer better protection for them. From changes to the allowed use of mobile devices and technology whilst driving which now...
Why Has My Safety Deposit Box Insurance Been Cancelled?
Safety deposit boxes have been an option for those looking to safely and securely store valuable items for many years now. Typically held within a vault at a bank, post office or other institution, for an annual fee your safety deposit box will be stored securely by...
Do You Need a Licence to Sell CBD in the UK?
CBD is short for Cannabidiol. It is a chemical substance found in hemp and cannabis plants. It has experienced a recent surge in popularity in the UK. One of the most popular CBD products sold is CBD oil but we are also seeing it in other products. Cannabis itself is...
Do I Need to Declare HGV or Company Car Accident on Personal Car Insurance?
One of the most important things that you must do when taking out any insurance policy is to accurately answer all the questions asked during the application process. You must declare all information asked for. And during your policy, you must update your insurer of...
Does Insurance Cover Increased Value of Stock? – The Impact Of High Prices On Your Insurance Needs
Prices are rising There is no doubt about that. We are all feeling the impact. From individuals to businesses. High fuel prices, the impact of the conflict in Ukraine, supply and demand issues, and rising inflation. All of these factors are affecting the prices of the...
Used Car Market Begins to Stabilise
There have been significant changes to the car market in recent years – really since the COVID-19 pandemic hit. And the used car market has not been immune. It looks likely that the market will continue to be impacted by other emerging factors, from the war in Ukraine...
Dangerous Driving Life Sentences: How Fleet Managers Should Respond
Driving for work brings with it many risks. One of which is the potential for you to be involved in a serious road traffic incident. And with recent changes to the maximum possible sentencing for some offences, you could find yourself facing a significant prison...
How Will the Cost Of Living Crisis Impact Insurance Buying?
We are all acutely aware of the rising cost of living currently being felt in the UK. From rapidly rising petrol and diesel prices and high energy prices to inflation currently rising at the fastest levels seen for 40 years. We understand that everyone is inevitably...
Disposable Vapes Vs. Rechargeable: Safety & Popularity
If you are a vape shop owner, or looking to open your own vape shop, then you’ll know there are a raft of products you could be stocking. From e-liquids to vape devices. The products you choose can make a big difference to both the success and profitability of your...
What is Underinsurance & Managing The Risk
We’ve written many times before about underinsurance because as an insurance broker, our key duty is ensuring clients obtain suitable insurance cover for their needs. So, the risk of underinsurance is an area that we think your business needs to have an awareness of....
Will Private E-scooters Be Legalised In The UK?
Are private e-scooters currently legal in the UK? No. It is not currently legal to use a privately owned electric scooter on public roads, cycle lanes and pavements across the UK. At the current time it is only legal to use a privately owned e-scooter on private land....
How Many Questions in the HGV Theory Test & More Tips
If you are interested in becoming an HGV driver or setting yourself up as an owner operator, then you will need to first pass your HGV driving test before you can get going. To qualify as an HGV driver, you will need to obtain your Driver CPC. The Driver CPC is split...
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