News & Insights

News & Insights
Liability in Motor Insurance Claims
What is motor insurance liability? The Cambridge Dictionary defines liability as ‘the fact that someone is legally responsible for something’ When it comes to motor insurance, if you are involved in an accident or incident, liability effectively means determining who...
Are Vape Shops Still Profitable in 2022?
Vaping is still growing in the UK with many seeing it as a viable method with which to stop smoking. 2021 data from Public Health England suggests there are as many as 2.7 million adult vapers in England. So, it seems that there is still appetite for vape and...
Personal Cyber Insurance
There are very few of us these days who don’t use e-mail, social media or make online financial transactions, and yet there are so many that do not make online safety as much as a priority as protecting a house or personal possessions. Why consider personal cyber...
A Guide to High Value Home Insurance
Home insurance. Something that we all need. Whether we rent or own a property. It’s vital cover to help protect not only our homes themselves but also our possessions. But depending on the type of property that you own and the possessions that you own, you may...
When Will e-Scooters be Legal & Why Aren’t They?
We blogged back in 2021 about e-scooters and the fact they are not fully legal within the UK yet. With the only legal way to use an e-scooter on roads in the UK being to participate in one of the e-scooter trials currently being run around cities in the UK. Here we...
January 2022 New Import Controls & Duties for EU & UK Explained
The rules for imports have changed for businesses moving goods from the EU to Great Britain (GB). They have also changed for UK businesses who sell goods in the EU. Businesses will need to adapt for import control changes which took effect from 1 January 2022. What...
What is VAT Fraud & How to Report It?
Not all businesses need to be VAT registered. But if your business has a VAT taxable turnover of more than £85,000 then you must register your business for VAT with HMRC. Once you are VAT registered then you will have certain responsibilities to fulfil including;...
Building Materials Price Increase & Inflation – What Does Indexation Mean In Insurance?
As build materials continue to see price increases and the associated inflation of building costs, we consider what this means from an insurance perspective and how insurers can protect their customers from finding themselves in a position of underinsurance. What is...
Can You Insure The Cyber-Risk Linked To Connected And Autonomous Vehicles?
Whilst we are still a long way off from driverless cars being on the roads in the UK, many cars now come with a range of driver assistance features. These include features such as automatic emergency breaking (AEB), cruise control, lane centring or lane departure...
New Highway Code Changes 2022: Rules Give Cyclists Priority
A number of changes were made to the Highway Code over the weekend (they came into effect on the 29thJanuary), marking some significant changes to the rules of the road. Most of the changes are linked to four key areas: introducing a hierarchy of road users to ensure...
Insuring Electric Vehicles: Is The Insurance Market Ready?
The current state of the electric vehicle market Sales of electric vehicles continue to accelerate. Recent figures from the Society of Motor Manufacturers and Traders (SMMT) show 190,000 battery electric cars were sold in 2021 – 11.6% of the total sales. Up from 6.6%...
Pet Insurance Fraud: Claims & Cases
If you have a pet, then you will most likely want to take out insurance. Pet insurance can provide a wide range of cover for your pet – from the cost of veterinary treatment, a pay-out if your pet should die, be lost or stolen or cover if your pet harms someone or...
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