News & Insights

News & Insights
Tough Times – The Rising Cost of Insurance
The past year or so has been tough - tough for all of us on both a personal and business level. We can’t make financial stresses go away but we are here to help you address your insurance needs as best we can. Rising Cost of Claims Insurer’s claims costs are rising...
Into the eye of the hurricane – management liability at the edge
Directors and Officers liability insurance (D&O) is specifically designed to protect the directors, officers and employees of an organisation. The insurance covers defence costs and awards made against directors, officers and employees following claims arising...
Actions Businesses Need To Take Post Brexit
Now that the UK has left the EU, there are actions that businesses need to take in order to adapt to the changes brought about by the UK leaving: the EU’s customs unions the EU’s single market the EU’s entire legal order What actions do businesses need to take post...
Changes to Testing Requirements for Hauliers Travelling Between Europe and the UK
As of 11.00pm Monday 22 February, COVID testing requirements for hauliers travelling from Europe to the UK via France are changing. The testing requirement still remains in place, however there are two important changes: Drivers on a return trip from the EU who spend...
Vnuk Ruling – Some Common Sense at Last?
The problem arises from the 2014 decision of the European Court of Justice in Damijan Vnuk v Zavarovalnica Triglav. Mr Vnuk was injured in a Slovenian farmyard when he was knocked from a ladder by a trailer attached to a tractor. In short, the ECJ found that the...
How Much is my Boat Worth: Valuing Boats & Yachts
If you are a boat owner or are looking to invest in a boat, then you need to consider how much your boat is worth for a number of reasons. A key one being that you need to know the value of your boat before you can obtain adequate insurance to protect what can be both...
Green Cards and Business Travel Insurance: What Commercial Operators Need When Travelling to the EU
Brexit has meant a lot of changes for businesses across the UK. None more so than hauliers and those in the transport and logistics sector whose vehicles and drivers travel from the UK to the EU. One area which has changed are Green Card requirements for commercial...
Road Safety And A Focus on Risk Management
During conversations with our customers, or potential customers, one of the most important areas we cover is that of risk management. The importance of which we cannot stress enough. When it comes to the transport and logistics sector in particular, we are seeing...
COVID-19: Financial Support Available To Businesses And Self Employed
We know that the ongoing COVID-19 pandemic is causing businesses no end of heartache – especially those forced to close during lockdown and those that have seen demand fall off at this difficult time. And with no current end in sight to the 3rd lockdown which began on...
Insurance Premium Tax: How Much Is It & Will It Rise?
With the substantial sums of money spent during the Coronavirus crisis on the furlough scheme and supporting both businesses and individuals, there will come a time when the government need to decide how and when to start to pay back the money borrowed. It is likely...
Legal Expenses Insurance: What Cover Should Your SME Have?
Direct Line recently released figures which showed that one in three small businesses had to deal with a legal issue within the last 12 months. Addressing legal issues can be expensive for businesses. They can also disrupt business operations diverting attention away...
Employee Vaccinations, Testing for Covid-19
Now in the grips of lockdown 3.0 the majority of workers in the UK are being told to work from home if they can. But where this is not possible, some employees are continuing to travel to their place of work. In these situations, it is vital that businesses closely...
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