News & Insights
News & Insights
What is a Commercial Vehicle?
The definition of a commercial vehicle according to the Collins Dictionary is ‘a vehicle for carrying goods or (less commonly) passengers’ When it comes to insurance, a vehicle which is used during the course of business can be referred to as a commercial vehicle. And...
Car Ratings Plummet After Keyless Car Theft Increases
There continue to be warnings about the vulnerabilities that keyless entry systems pose to vehicle security. Particularly when it comes to the issue of theft. Keyless Car Theft on the Increase Whilst there are no exact figures detailing how many thefts of vehicles...
Travel Insurance advice for those travelling to Sri Lanka
Following the devastating attacks in Sri Lanka over the Easter weekend, the Foreign and Common Wealth Office (FCO) have now issued travel advice to those planning to travel to Sri Lanka in the immediate future. Following the attacks, the FCO are now advising against...
HGV Driving Hours: How Many 15 Hour Days Can an HGV Driver Do?
Given that driving could be considered one of the most dangerous vocations, and when coupled with responsibility for large HGVs, it’s not hard to understand why HGV drivers are subject to some very strict rules. The 28th April is ‘World Day for Safety and Health at...
History of Vaping: Who Invented Vaping?
Vaping today is prevalent across the UK – with over 3million people reported to vape across Great Britain. But where did it first start and how have e-cigarettes developed into the popular product and alternative to cigarettes that they are today? When was vaping...
D&O Insurance: Why Insuring Directors and Officers is Necessary
Whilst there are many types of business insurance designed to protect your company, have you given any thought to the individuals with most responsibility for the running of your business – your Directors, Partners and Officers? What is Directors and Officers...
How Could Blockchain Technology Change the Insurance Industry
Blockchain technology is defined by many sources as ‘a distributed, decentralized, public ledger’. Effectively, it refers to digital information which is stored in a public database. Storing data in this way can make it reliable and more difficult to hack, as well as...
Terrorism risk to business is changing: what it means for insurance
I am an Insurance Broker - a recent one at that having spent 29 years working with an insurer. Someone asked me how it felt to be a gamekeeper turned poacher and it struck me that there was still a feeling of "us and them" within the industry that I love. Regardless...
Ogden Discount Rate Consultation End Date Announced
In the last week it was announced that an outcome of the current review should be completed by August 2019. We have blogged previously about the Ogden Rate (also known as the discount rate) and the impact that changes to it have on insurance premiums. The reduction in...
What is the Impact of No-Deal Brexit on Services?
At the time of writing at least (1st April), the possibility of a no deal Brexit is still very much on the table. If we do leave the EU without a deal the exact impact on businesses is unclear but it is inevitable that the way that many businesses operate will be...
How Much Does Goods in Transit Insurance Cost?
For those running a fleet or commercial vehicle there are many insurance needs to consider. Of course, it is important to cover the vehicle itself but what about the goods you may be transporting? Whether you are transporting your own goods or are a haulier...
Vehicle Repair Costs and the Effect on Fleet Insurance
There are many factors that impact the cost of Fleet Insurance. One of the big factors is claims with the insurance industry continuing to experience rising costs of claims due to a number of factors: - Increased technology in vehicles leading to higher repair costs -...
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