News & Insights
News & Insights
Does Eliquid expire?
Like all retailers, as a vape shop owner selling vaping equipment to the general public, you need to ensure that everything you are selling is fit for purpose and safe for consumption You also need to be equipped with a wealth of knowledge in order to answer questions...
May Bank holiday weekend sees grand re-opening of The Crown Pub & Café
On Saturday 4th May Ulrika Jonsson cut the ribbon to officially open The Crown Pub & Café in South Moreton, Oxfordshire. A proud moment for the villagers, this was the culmination of three years’ hard work to rescue their local pub and prevent it from being...
Cyber Threats & Security Risks in 2019
In today’s business world, cyber-attacks and the threat of a cyber breach is an ongoing issue for businesses of all sizes. Recent Government figures showed that almost half of small businesses had experienced a cyber-attack or breach in the last year. From these...
What is a Commercial Vehicle?
The definition of a commercial vehicle according to the Collins Dictionary is ‘a vehicle for carrying goods or (less commonly) passengers’ When it comes to insurance, a vehicle which is used during the course of business can be referred to as a commercial vehicle. And...
Car Ratings Plummet After Keyless Car Theft Increases
There continue to be warnings about the vulnerabilities that keyless entry systems pose to vehicle security. Particularly when it comes to the issue of theft. Keyless Car Theft on the Increase Whilst there are no exact figures detailing how many thefts of vehicles...
Travel Insurance advice for those travelling to Sri Lanka
Following the devastating attacks in Sri Lanka over the Easter weekend, the Foreign and Common Wealth Office (FCO) have now issued travel advice to those planning to travel to Sri Lanka in the immediate future. Following the attacks, the FCO are now advising against...
HGV Driving Hours: How Many 15 Hour Days Can an HGV Driver Do?
Given that driving could be considered one of the most dangerous vocations, and when coupled with responsibility for large HGVs, it’s not hard to understand why HGV drivers are subject to some very strict rules. The 28th April is ‘World Day for Safety and Health at...
History of Vaping: Who Invented Vaping?
Vaping today is prevalent across the UK – with over 3million people reported to vape across Great Britain. But where did it first start and how have e-cigarettes developed into the popular product and alternative to cigarettes that they are today? When was vaping...
D&O Insurance: Why Insuring Directors and Officers is Necessary
Whilst there are many types of business insurance designed to protect your company, have you given any thought to the individuals with most responsibility for the running of your business – your Directors, Partners and Officers? What is Directors and Officers...
How Could Blockchain Technology Change the Insurance Industry
Blockchain technology is defined by many sources as ‘a distributed, decentralized, public ledger’. Effectively, it refers to digital information which is stored in a public database. Storing data in this way can make it reliable and more difficult to hack, as well as...
Terrorism risk to business is changing: what it means for insurance
I am an Insurance Broker - a recent one at that having spent 29 years working with an insurer. Someone asked me how it felt to be a gamekeeper turned poacher and it struck me that there was still a feeling of "us and them" within the industry that I love. Regardless...
Ogden Discount Rate Consultation End Date Announced
In the last week it was announced that an outcome of the current review should be completed by August 2019. We have blogged previously about the Ogden Rate (also known as the discount rate) and the impact that changes to it have on insurance premiums. The reduction in...
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