Do you need to tell your insurers if you’re running a business from home? It’s a good idea to do so, as your house insurance may not cover you for running a business from your home. However, our research suggests that many homeowners are...
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How to Avoid Underinsurance on Your Business Interruption Insurance Policy
We recently published an essential introduction to business interruption insurance. We explored what a business insurance policy covers, and what it does not cover. In this post, we’ll discuss some vital steps you can take to ensure your...
What Does Business Interruption Insurance Cover?
This is an essential introduction to business interruption insurance. In this post, we’ll discuss what a business interruption insurance policy commonly covers, and what it does not cover. We’ll also explore how you can ensure you have...
New London Fire Brigade Policy on Automatic Alarms – How to Respond
From October 2024, London Fire Brigade will introduce a new policy for automatic fire alarms (AFAs) in commercial buildings. In this post we’ll outline what the new policy entails and discuss any steps you may need to take to ensure your...
Does Insurance Cover Riot Damage and Looting?
Does your business or home insurance cover riot damage and looting? Numerous riots broke out across the UK in summer 2024, some of which resulted in damages to businesses and other properties. Many other businesses may have avoided...
Battery Recycling & Disposal Safety at Work
The Health and Safety Executive’s Waste Electrical and Electronic Equipment (WEEE) guidelines specifies that the correct disposal and recycling of batteries is an essential part of managing fire and explosion risks. In this post we’ll...
The State of Underinsurance in 2024: The Problem is Worse Than We Thought
A recent report revealed the shocking extent of underinsurance across numerous UK industries. What is Underinsurance? Underinsurance means you do not have enough insurance to cover the full extent of any losses you may experience. Not...
Insurance Premium Tax News: Will It Change in 2024?
Insurance Premium Tax (IPT) directly affects the price of insurance premiums. One study suggested that around 84% of UK homes pay IPT. The Association of British Insurers (ABI) have described IPT as a “hidden in plain sight” tax and...
The 3 Biggest Problems For Small Businesses in 2024 – And How to Overcome Them
A recent report suggested that nearly 30,000 small businesses will go bust in 2024. This would mean that more SMEs will fail in 2024 than in any other year over the past two decades. In this post we’ll explore the biggest problems that...
Starting a Business: How to Choose Which Business to Start
There’s something very appealing about starting your own business. However, not every business will work for everyone or in every area. This is why working out what businesses will work best for you is essential. In this post we’ll...
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