Brexit has been back in the news recently (although we’re not sure it’s ever really stopped) with rumblings around the possibility of a Swiss-style Brexit deal. News reports suggest there had been some discussion within Government around...
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How to Keep Your Business Premises Safe & Secure Over Christmas
With the Christmas period almost upon us, you may be thinking of shutting your business premises for a few days (or more). So here is a quick checklist of areas you should consider before taking a break. Weather proofing Cold weather can...
Index Linking: Current Rate & How Is It Calculated?
What does index linking mean in insurance? Indexation is the figure that is used to increase the amount of insurance cover you have on an annual basis, to help combat the effects of inflation and under insurance. Most building insurance...
Smart Doorbells: Legal & Privacy Issues
Smart doorbells are popping up on homes and properties across the UK. Also referred to as video doorbells, a smart doorbell is internet connected and will usually have a built in camera enabling you to see who is at the door, and even...
What The Autumn Statement Means For Your Small Business
The much awaited Autumn Statement was announced on the 17th November. And whilst we were pleased not to see any announcements about Insurance Premium Tax (IPT) being increased from the current 12%, the Autumn Statement certainly included...
The Benefits Of Working With An Insurance Broker During Cost Of Living Crisis
The cost of living continues to rise and impact everyone, from individuals to businesses. And we’re all starting to have to make decisions about our finances. The cost-of-living crisis is driving the great cancellation as people cut...
Keeping Your Home and Workplace Safe This Autumn
We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes...
What Does the Mini-Budget Mean for Small Business?
On the 23rd September, the ‘mini budget’ was announced setting out what has been called the Growth Plan. However, the subsequent impact on markets has led to a series of U-turns on these announcements. The most significant coming on the...
Insurance Claims Fraud – Will It Increase With The Rising Cost Of Living?
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home...
Does Flood Insurance Cover Business Interruption?
As we see changes to our weather and more extreme weather events, flooding is increasingly becoming a risk that your business must consider when it comes to business continuity. You’ll need to think about having insurance in place which...
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