What has happened to wheat prices 2022? In early April, this article from the Guardian reported that world wheat prices had increased by 19.7% in March. These price rises are mainly due to the Russia-Ukraine war which has meant disruption...
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How to Reduce Small Business Energy Costs
There isn’t anything any of us can do about the rising costs of energy. But there are some ways in which you can look to control your small business energy usage and therefore your costs. We appreciate that this won’t be possible for all...
How to Write a Patent Application
If you hold Intellectual property within your business, it is vital to adequately protect it. One of the areas that you may need to consider is that of applying for a patent if your business has an idea or an invention. According to...
How To Choose The Right Insurance Broker?
Working with an insurance broker can add significant value to your business for a range of reasons. Many of which we cover in our blog looking at the reasons why you should work with an insurance broker. Ultimately, choosing the right...
Act of God in Insurance: What Does It Mean Legally?
Historically, many insurance policies would have had an act of God clause in their policy wording. But this is less common these days, with insurers preferring to use more specific clauses defining what events are and aren’t covered by an...
Health And Safety Statistics 2020/2021: What Do They Mean For Your Business?
With the release of the latest Health and Safety statistics for 2020/21 by HSE, we look at the headline figures, what has impacted them and what they could mean for your business for the year ahead. Health and Safety statistics 2021 The...
January 2022 New Import Controls & Duties for EU & UK Explained
The rules for imports have changed for businesses moving goods from the EU to Great Britain (GB). They have also changed for UK businesses who sell goods in the EU. Businesses will need to adapt for import control changes which took...
What is VAT Fraud & How to Report It?
Not all businesses need to be VAT registered. But if your business has a VAT taxable turnover of more than £85,000 then you must register your business for VAT with HMRC. Once you are VAT registered then you will have certain...
Building Materials Price Increase & Inflation – What Does Indexation Mean In Insurance?
As build materials continue to see price increases and the associated inflation of building costs, we consider what this means from an insurance perspective and how insurers can protect their customers from finding themselves in a...
How to Run An Environmentally Friendly Business: Areas To Consider
COP26 which took place at the end of 2021 in Glasgow, saw extensive discussion take place regarding plans to address the climate crisis. It saw the agreement of the Glasgow Climate Pact – including pledges to cut emissions of carbon...
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