Historically, many insurance policies would have had an act of God clause in their policy wording. But this is less common these days, with insurers preferring to use more specific clauses defining what events are and aren’t covered by an...
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Health And Safety Statistics 2020/2021: What Do They Mean For Your Business?
With the release of the latest Health and Safety statistics for 2020/21 by HSE, we look at the headline figures, what has impacted them and what they could mean for your business for the year ahead. Health and Safety statistics 2021 The...
January 2022 New Import Controls & Duties for EU & UK Explained
The rules for imports have changed for businesses moving goods from the EU to Great Britain (GB). They have also changed for UK businesses who sell goods in the EU. Businesses will need to adapt for import control changes which took...
What is VAT Fraud & How to Report It?
Not all businesses need to be VAT registered. But if your business has a VAT taxable turnover of more than £85,000 then you must register your business for VAT with HMRC. Once you are VAT registered then you will have certain...
Building Materials Price Increase & Inflation – What Does Indexation Mean In Insurance?
As build materials continue to see price increases and the associated inflation of building costs, we consider what this means from an insurance perspective and how insurers can protect their customers from finding themselves in a...
How to Run An Environmentally Friendly Business: Areas To Consider
COP26 which took place at the end of 2021 in Glasgow, saw extensive discussion take place regarding plans to address the climate crisis. It saw the agreement of the Glasgow Climate Pact – including pledges to cut emissions of carbon...
Modern Slavery Policy For Small Business: Templates & Do You Need One?
Sadly, Modern Slavery is a crime which the ONS states is currently taking place across the UK. Examples of modern slavery include trafficking people, forced labour and servitude. The practice sees individuals gain, either personally or...
Cyber Crime Future Predictions For 2022: What Lies Ahead
Cybercrime is sadly not a business risk that is going away any time soon. In fact, cybercriminals continue to find new and more sophisticated ways to breach cyber security systems. With this in mind, we look at some of the possible...
What is Insurance Fraud?
Fraud costs the insurance industry over £1billion a year and insurers are estimated to spend over £200million a year on identifying fraud. Not only that, but insurance fraud pushes up the cost of insurance for honest buyers as well. So,...
How to Write a Risk Assessment: Templates & Examples
Does your business have to carry out risk assessments? Yes, is the short answer. The Health and Safety Executive (HSE) state that as an employer, you're required by law to protect your employees, and others, from harm. The Management of...
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