We recently published an essential introduction to business interruption insurance. We explored what a business insurance policy covers, and what it does not cover. In this post, we’ll discuss some vital steps you can take to ensure your...
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What Does Business Interruption Insurance Cover?
This is an essential introduction to business interruption insurance. In this post, we’ll discuss what a business interruption insurance policy commonly covers, and what it does not cover. We’ll also explore how you can ensure you have...
New London Fire Brigade Policy on Automatic Alarms – How to Respond
From October 2024, London Fire Brigade will introduce a new policy for automatic fire alarms (AFAs) in commercial buildings. In this post we’ll outline what the new policy entails and discuss any steps you may need to take to ensure your...
Insurance Premium Tax News: Will It Change in 2024?
Insurance Premium Tax (IPT) directly affects the price of insurance premiums. One study suggested that around 84% of UK homes pay IPT. The Association of British Insurers (ABI) have described IPT as a “hidden in plain sight” tax and...
Average Cost and Common Causes of Escape of Water Claims
Escape of water is one of the most common home and business insurance claims. In this post we’ll explore the common causes of escape of water claims, discuss how much these claims might cost, and explain how you can ensure you have the...
What is a Fire Prevention Plan and What Does it Need to Include?
In this post we’ll discuss some key things that should be included in your fire prevention plan. We’ll also discuss how you can best protect your business against the unexpected. What is a Fire Prevention Plan? A fire prevention plan will...
How to Protect Your Business From a Flood
No business is safe from the risk of flooding. Floods are the most common of all natural disasters in the UK, and the government issues alerts and warnings on an almost weekly basis. You can check if your business is located on a...
Does Flood Insurance Cover Business Interruption?
As we see changes to our weather and more extreme weather events, flooding is increasingly becoming a risk that your business must consider when it comes to business continuity. You’ll need to think about having insurance in place which...
Does Insurance Cover Increased Value of Stock? – The Impact Of High Prices On Your Insurance Needs
Prices are rising There is no doubt about that. We are all feeling the impact. From individuals to businesses. High fuel prices, the impact of the conflict in Ukraine, supply and demand issues, and rising inflation. All of these factors...
Effects of War on Business Insurance Policies
Do insurance policies cover the impacts of war? Most insurance policies will typically contain an exclusion for the impacts of war and/or terrorism. As with all insurance, exact policies will vary but the war exclusion is a common one in...
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