Business interruption insurance can cover any loss of income you may experience if you’re unable to operate due to a specified event, such as a fire or a flood. Read our guide to what business insurance is and what it covers. In this post...
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Why Flood Re Must Evolve to Meet the Rising Tide of Climate Risk
As climate change accelerates, so too do its impacts on communities and economies – and nowhere is this more evident than in the rising risk of flooding across the UK. Flood Re, the government-backed reinsurance scheme established in 2016...
What Does a Loss Adjuster Do?
If you make a claim on an insurance policy, your insurers may appoint a Loss Adjuster as part of the claims process. In this post we will explain what a Loss Adjuster does, and how they differ from Loss Assessors. If you have any...
Biggest Business Risks Coming in 2025
In this post we’ll look at some of the biggest business risks you might expect to face in 2025. Whatever happens over the next 12 months, we can help you ensure that your business can remain resilient. We have a team of experts on hand...
How to Avoid Underinsurance on Your Business Interruption Insurance Policy
We recently published an essential introduction to business interruption insurance. We explored what a business insurance policy covers, and what it does not cover. In this post, we’ll discuss some vital steps you can take to ensure your...
What Does Business Interruption Insurance Cover?
This is an essential introduction to business interruption insurance. In this post, we’ll discuss what a business interruption insurance policy commonly covers, and what it does not cover. We’ll also explore how you can ensure you have...
New London Fire Brigade Policy on Automatic Alarms – How to Respond
From October 2024, London Fire Brigade will introduce a new policy for automatic fire alarms (AFAs) in commercial buildings. In this post we’ll outline what the new policy entails and discuss any steps you may need to take to ensure your...
Insurance Premium Tax News: Will It Change in 2024?
Insurance Premium Tax (IPT) directly affects the price of insurance premiums. One study suggested that around 84% of UK homes pay IPT. The Association of British Insurers (ABI) have described IPT as a “hidden in plain sight” tax and...
Average Cost and Common Causes of Escape of Water Claims
Escape of water is one of the most common home and business insurance claims. In this post we’ll explore the common causes of escape of water claims, discuss how much these claims might cost, and explain how you can ensure you have the...
What is a Fire Prevention Plan and What Does it Need to Include?
In this post we’ll discuss some key things that should be included in your fire prevention plan. We’ll also discuss how you can best protect your business against the unexpected. What is a Fire Prevention Plan? A fire prevention plan will...
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