No business is safe from the risk of flooding. Floods are the most common of all natural disasters in the UK, and the government issues alerts and warnings on an almost weekly basis. You can check if your business is located on a...
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Does Flood Insurance Cover Business Interruption?
As we see changes to our weather and more extreme weather events, flooding is increasingly becoming a risk that your business must consider when it comes to business continuity. You’ll need to think about having insurance in place which...
Does Insurance Cover Increased Value of Stock? – The Impact Of High Prices On Your Insurance Needs
Prices are rising There is no doubt about that. We are all feeling the impact. From individuals to businesses. High fuel prices, the impact of the conflict in Ukraine, supply and demand issues, and rising inflation. All of these factors...
Effects of War on Business Insurance Policies
Do insurance policies cover the impacts of war? Most insurance policies will typically contain an exclusion for the impacts of war and/or terrorism. As with all insurance, exact policies will vary but the war exclusion is a common one in...
The Top 10 Risks Businesses Face in 2022
If you are a business owner, you will face a range of different risks in the daily running of your business. As well as wider, long-term risks which can impact the way that your business operates. The first part of minimising business...
Act of God in Insurance: What Does It Mean Legally?
Historically, many insurance policies would have had an act of God clause in their policy wording. But this is less common these days, with insurers preferring to use more specific clauses defining what events are and aren’t covered by an...
Hospitality Staff Shortages 2021 & Its Effect on the Industry
Many businesses have had a difficult 18 months since the COVID-19 pandemic took hold in the UK. And it seems that the impacts of both COVID-19 and Brexit, amongst other factors are really starting to bite. And for the hospitality sector...
When Will Shortages of Gas, Cars & Fuel End?
As we are all well aware, the UK is facing a number of different shortages at the moment. From gas and fuel through to car shortages; we look at what is causing these shortages, what needs to be done to resolve them and when it is likely...
Business Continuity Plan Templates & Examples
What is Business Continuity? Business continuity refers to the ability to continue essential business operations during and after a disaster occurs which negatively impacts your business in some way. Given that figures suggest as many as...
When Can Businesses Reopen in February?
Boris Johnson has this week set out the roadmap for the reopening of society and businesses in England as we start to emerge from lockdown. The headline news is that the earliest date for when businesses can reopen is the 12th April. And...
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