After a person passes away, you can take on the legal right to manage their estate, including their property, money, and possession. This process is known as probate. You will need to formally apply for probate. And for this, you will...
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What Is The Cheapest – And Most Expensive – Time to Move House?
Moving house is expensive, which is one reason why many say it’s one of the most stressful periods of anyone’s life. But is it possible to save money on moving house through doing it at a certain time? In this post we’ll explore the...
Home Insurance When Running a Business: What You Need to Do
Do you need to tell your insurers if you’re running a business from home? It’s a good idea to do so, as your house insurance may not cover you for running a business from your home. However, our research suggests that many homeowners are...
The Pitfalls of Buying Home Insurance Online
It’s never been easier to get your home insurance online. There are countless price comparison sites out there, and once you find a quote that works for you, you can usually get cover in a matter of minutes. But we’ve seen too many...
How Much Electricity Does an Empty House Use?
If you need to look after an empty house – for example, throughout the probate process – then you’ll have certain responsibilities for keeping it safe. You may also have to take responsibility for paying the house’s utility bills. In this...
Why Is My Home Insurance Going Up So Much?
According to the latest Consumer Intelligence Price Index, the average home insurance price quoted to customers rose by around 40% in between 2022 and 2023. In this post we will outline some of the underlying causes of these home...
Worst Cities & Areas for Potholes in the UK
Potholes are prevalent across the UK, and the problem appears to be getting worse. The AA responded to 631, 852 pothole related incidents in 2023, at an estimated cost of £474 million. Kwik Fit's figures suggest that the repair bill’s...
Are There Benefits to Insuring Valuables Under Household Rather than Separate Policies?
If you’ve got some high value items in your home – whether it’s jewellery, art, antiques, or something else entirely – you can either cover them in your home insurance policy, or you can get a specialist high net worth insurance policy....
Leaving a House Unoccupied For Winter Checklist
There are risks to leaving a house unoccupied at any time of the year. Yet it can be particularly risky to leave a house unoccupied over winter. In this post we’ll discuss some essential steps you can take to keep an unoccupied property...
Does Insurance Cover Riot Damage and Looting?
Does your business or home insurance cover riot damage and looting? Numerous riots broke out across the UK in summer 2024, some of which resulted in damages to businesses and other properties. Many other businesses may have avoided...
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