Potholes are prevalent across the UK, and the problem appears to be getting worse. The AA responded to 631, 852 pothole related incidents in 2023, at an estimated cost of £474 million. Kwik Fit's figures suggest that the repair bill’s...
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Are There Benefits to Insuring Valuables Under Household Rather than Separate Policies?
If you’ve got some high value items in your home – whether it’s jewellery, art, antiques, or something else entirely – you can either cover them in your home insurance policy, or you can get a specialist high net worth insurance policy....
Leaving a House Unoccupied For Winter Checklist
There are risks to leaving a house unoccupied at any time of the year. Yet it can be particularly risky to leave a house unoccupied over winter. In this post we’ll discuss some essential steps you can take to keep an unoccupied property...
Does Insurance Cover Riot Damage and Looting?
Does your business or home insurance cover riot damage and looting? Numerous riots broke out across the UK in summer 2024, some of which resulted in damages to businesses and other properties. Many other businesses may have avoided...
The State of Underinsurance in 2024: The Problem is Worse Than We Thought
A recent report revealed the shocking extent of underinsurance across numerous UK industries. What is Underinsurance? Underinsurance means you do not have enough insurance to cover the full extent of any losses you may experience. Not...
What is the Difference Between a Campervan and a Motorhome?
Some people seem to use the words “campervan” and “motorhome” interchangeably. This might be confusing if you’re thinking of buying a vehicle for yourself! Are Campervans and Motorhomes the Same? No, there are numerous differences between...
What Temperature Should an Unoccupied House Be Kept At?
We recently published a guide to all the steps you should take to keep your house safe while it’s unoccupied. One key issue we covered was the question of what you should do with your central heating while your house is unoccupied. Can...
New “Dangerous Cycling” Law – What Is It, and What Does It Mean?
In May 2024, the government announced that “death by dangerous cycling” was set to become a criminal offence. In this post we’ll examine what this new “dangerous cycling” law involves, and the implications it might have on drivers,...
Insurance Premium Tax News: Will It Change in 2024?
Insurance Premium Tax (IPT) directly affects the price of insurance premiums. One study suggested that around 84% of UK homes pay IPT. The Association of British Insurers (ABI) have described IPT as a “hidden in plain sight” tax and...
How To Reduce the Risk of Lithium Battery Fires
Lithium-ion batteries power many of the devices we use every day, including smartphones, laptops, vapes, e-scooters, and e-bikes. There are many benefits to lithium-ion batteries: They are efficient, affordable, and rechargeable. However,...
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