The way in which the insurance industry puts labels on something as simple as protecting individual’s personal possessions is a bit of a puzzle. Most buyers of high value personal insurance would not be familiar with the phrase "high net...
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Advice and guidance to support you through the Coronavirus pandemic
We find ourselves facing unprecedented challenges. Everyone is trying to keep safe and healthy whilst still maintaining a semblance of normality around business and home life. With the situation changing on a daily basis, it is...
Increase In Home Insurance Premiums: Why & What To Do
Whilst home insurance isn’t a legal requirement in the same way that car insurance is, it is sensible to take it out if you own or rent a home. Whether you take out a combined buildings and contents policy, a buildings only policy or...
High Net Worth Insurance – Troubled Times Ahead
Earlier this year the ratings agency Fitch said that the outlook for the UK non-life company market is negative overall. One area that is at the forefront of insurer attention is the High Net Worth (HNW) market. In June 2018, MS Amlin...
The Importance of Itemising Your High Value Items for Contents Insurance
It is easy to become complacent with regards to the contents in your home when it comes to insurance. You may see a headline figure of £60,000 contents cover included with the policy you aim to buy for example. And therefore, assume that...
Valuing Antiques: How to Value Items for Insurance
If you are the owner of antiques, then regardless of their worth they are most likely to hold significant personal value. So, it is important to insure them properly to not only protect them but to also give you peace of mind. Insuring...
High Value Item Insurance Explained
What is a high value item? A high value item is an item which is worth more money than a typical possession. Some sources cite this as being an item which is worth over £1,000. Whereas other suggest a high value item is an item worth more...
How To Value A Stamp Collection
Many of us are partial to building up collections of a variety of items. One of the most commonly collected items is stamps. This may be because you have inherited a stamp collection from a relative or because you are a stamp collector...
What Is High Net Worth Insurance?
For some individuals, their insurance needs may exceed those provided by standard insurance policies. Having family heirlooms, valuable assets or high value properties mean you can quickly see yourself having specialist insurance needs....
Investing in Watches: What Makes a Good Investment?
Watches offer great investment potential. If you are investing in watches and choose the right watches for your collection, they hold their value and some even increase in value. But how do you know what makes a good watch investment? Are...
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