Getting insurance cover has never been easier. Head online and you can quickly compare quotes from several insurers, and often you can get the cover you need in a matter of minutes. But there are some serious shortfalls to buying...
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What Does a Loss Adjuster Do?
If you make a claim on an insurance policy, your insurers may appoint a Loss Adjuster as part of the claims process. In this post we will explain what a Loss Adjuster does, and how they differ from Loss Assessors. If you have any...
Premium Finance Appeal in Supreme Court
Further to our blog on 20 November 2024 on Premium Finance issues arising in insurance matters we note that the Supreme Court will hear an appeal around motor finance that will be heard on 1 to 3 April. The Supreme Court are going to look...
What is Cyber Insurance?
Cyber insurance provides protection against a range of digital threats. Businesses of all sizes are vulnerable to data breaches or malicious cyberattacks. Specialist cyber insurance will give your business invaluable support to help you...
Biggest Business Risks Coming in 2025
In this post we’ll look at some of the biggest business risks you might expect to face in 2025. Whatever happens over the next 12 months, we can help you ensure that your business can remain resilient. We have a team of experts on hand...
Probate – What Documents Do I Need?
After a person passes away, you can take on the legal right to manage their estate, including their property, money, and possession. This process is known as probate. You will need to formally apply for probate. And for this, you will...
Home Insurance When Running a Business: What You Need to Do
Do you need to tell your insurers if you’re running a business from home? It’s a good idea to do so, as your house insurance may not cover you for running a business from your home. However, our research suggests that many homeowners are...
Change Announced To Personal Injury Discount Rate (PIDR)
The government will move the discount rate applicable to personal injury lump sum compensation payments to 0.5% from -0.25% as of 11 January 2025.The decision to set the rate at +0.5% means that the rates in force across all the UK are...
Worst Cities & Areas for Potholes in the UK
Potholes are prevalent across the UK, and the problem appears to be getting worse. The AA responded to 631, 852 pothole related incidents in 2023, at an estimated cost of £474 million. Kwik Fit's figures suggest that the repair bill’s...
New London Fire Brigade Policy on Automatic Alarms – How to Respond
From October 2024, London Fire Brigade will introduce a new policy for automatic fire alarms (AFAs) in commercial buildings. In this post we’ll outline what the new policy entails and discuss any steps you may need to take to ensure your...
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