What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of...
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Managing Risks Linked To Lithium-Ion Batteries
Lithium-ion batteries are commonly used in many household rechargeable items. Think laptops, mobile phones, electric bikes, e-scooters through to e-cigarettes. On the whole, and if used properly they are safe. But there are some instances...
What is Replacement Value vs. Market Value in Insurance?
As well as being different types of insurance that you can take out to insure your property, possession and valuables, there are also different ways in which you can insure these items too. Here we look at some of the different basis on...
What is a High Risk Item for Contents Insurance?
When it comes to contents insurance, a high risk item can be thought of as something which may be particularly attractive or vulnerable to thieves. This could be for one of many reasons, such as the item is valuable or that its size means...
Why Has My Safety Deposit Box Insurance Been Cancelled?
Safety deposit boxes have been an option for those looking to safely and securely store valuable items for many years now. Typically held within a vault at a bank, post office or other institution, for an annual fee your safety deposit...
Do I Need to Declare HGV or Company Car Accident on Personal Car Insurance?
One of the most important things that you must do when taking out any insurance policy is to accurately answer all the questions asked during the application process. You must declare all information asked for. And during your policy, you...
Used Car Market Begins to Stabilise
There have been significant changes to the car market in recent years – really since the COVID-19 pandemic hit. And the used car market has not been immune. It looks likely that the market will continue to be impacted by other emerging...
How Will the Cost Of Living Crisis Impact Insurance Buying?
We are all acutely aware of the rising cost of living currently being felt in the UK. From rapidly rising petrol and diesel prices and high energy prices to inflation currently rising at the fastest levels seen for 40 years. We understand...
Will Private E-scooters Be Legalised In The UK?
Are private e-scooters currently legal in the UK? No. It is not currently legal to use a privately owned electric scooter on public roads, cycle lanes and pavements across the UK. At the current time it is only legal to use a privately...
Catalytic Converter Theft Prevention for Fleets
The majority of vehicles on UK roads will have a catalytic converter fitted so the rise of thefts will be of real concern to many of us – whether we own a personal vehicle, commercial vehicle or operate a fleet of vehicles. Why are...
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