We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes...
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Insurance Claims Fraud – Will It Increase With The Rising Cost Of Living?
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home...
What is Subsidence and Is It Covered By Insurance?
What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of...
Managing Risks Linked To Lithium-Ion Batteries
Lithium-ion batteries are commonly used in many household rechargeable items. Think laptops, mobile phones, electric bikes, e-scooters through to e-cigarettes. On the whole, and if used properly they are safe. But there are some instances...
What is Replacement Value vs. Market Value in Insurance?
As well as being different types of insurance that you can take out to insure your property, possession and valuables, there are also different ways in which you can insure these items too. Here we look at some of the different basis on...
What is a High Risk Item for Contents Insurance?
When it comes to contents insurance, a high risk item can be thought of as something which may be particularly attractive or vulnerable to thieves. This could be for one of many reasons, such as the item is valuable or that its size means...
Why Has My Safety Deposit Box Insurance Been Cancelled?
Safety deposit boxes have been an option for those looking to safely and securely store valuable items for many years now. Typically held within a vault at a bank, post office or other institution, for an annual fee your safety deposit...
Do I Need to Declare HGV or Company Car Accident on Personal Car Insurance?
One of the most important things that you must do when taking out any insurance policy is to accurately answer all the questions asked during the application process. You must declare all information asked for. And during your policy, you...
Used Car Market Begins to Stabilise
There have been significant changes to the car market in recent years – really since the COVID-19 pandemic hit. And the used car market has not been immune. It looks likely that the market will continue to be impacted by other emerging...
How Will the Cost Of Living Crisis Impact Insurance Buying?
We are all acutely aware of the rising cost of living currently being felt in the UK. From rapidly rising petrol and diesel prices and high energy prices to inflation currently rising at the fastest levels seen for 40 years. We understand...
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