by Sarah Clements | Feb 12, 2026 | Commercial vehicle insurance, Fleet management, Transport & logistics
The London Lorry Control Scheme (LLCS) prohibits HGVs over 18 tonnes from using residential roads at certain times. In this post we’ll look at some recent amendments London Councils made to the scheme, along with the penalties you may face for not abiding by the...
by Sarah Clements | Feb 12, 2026 | High net worth insurance, Real estate, Unoccupied commercial property
The government is planning significant changes to the EPC energy efficiency rules this year. In this post, we’ll explain what the current rules are, and how they might change. We’ll also explore how these new rules might affect your real estate insurance as a...
by Sarah Clements | Feb 12, 2026 | Uncategorised
Many people seem to use the terms “insurance agent” and “insurance broker” interchangeably. This can lead to a lot of confusion, as agents and brokers each play distinct roles in the insurance process. In this post we’ll outline the key differences between insurance...
by Sarah Clements | Jan 27, 2026 | Business insurance, Business interruption insurance
Aviva recently launched the UK’s first ever automatic 24 month business interruption indemnity period. In this post we’ll explain the rationale behind this move, before discussing why we think a 24 month indemnity period should come as standard on all business...
by Sarah Clements | Jan 23, 2026 | Commercial vehicle insurance, Fleet management, Transport & logistics
There are a number of benefits to letting drivers use company vans for personal journeys. But then, doing so can create additional costs, risks, and admin tasks for fleet managers. So in this post we’ll discuss the pros and cons of letting drivers use company vans for...
