News & Insights
News & Insights
What is CMR Insurance & Who Needs It?
When it comes to transporting goods by road, there are specific rules which apply to international road haulage. One of these refers to the CMR Convention. What is the CMR Convention? The CMR Convention is a United Nations convention signed in 1956. It refers to a...
What is Business interruption insurance?
As a business have you heard of business interruption insurance or know what cover it provides? If not, you are not alone. It is thought that as many as 40% of businesses lack adequate business interruption cover. Yet business interruption cover can be vital in...
Winter Weather: Reducing the Risk to your Business
We all know that the winter can bring with it more challenging weather conditions. And with winter weather can come risk to businesses. Not only can winter weather cause severe disruption to the normal running of a business, it also enhances your duties as an employer...
Flooding: Business Contingency Planning
Flooding is a risk that we are all too well aware of at this time of year. And a risk which is becoming ever prevalent year-round given changing weather patterns. If your business premises are impacted by flooding the effects can be devastating. And your business may...
Types of Intellectual Property For Your Business
Did you know that as much as 80% of some companies’ value can be derived from their intangible assets – their intellectual property? Whatever the value, all businesses, regardless of size, will have some form of intellectual property. Your business name for example,...
Who is Liable for Goods Damaged in Transit?
With increasing numbers of goods being ordered online and delivered to individuals via road, there is the opportunity for goods to be damaged whilst in transit. But if goods are damaged in transit who is liable? What should you do if you are the buyer and you receive...
SME Insurance: The Value Of Working With A Broker
As an SME how do you arrange your insurance? And how do you ensue with certainty that you have sufficient insurance in place to protect your business if the worst were to happen? If these are areas that concern you and your business, then we take a look at the value...
Valuing Antiques: How to Value Items for Insurance
If you are the owner of antiques, then regardless of their worth they are most likely to hold significant personal value. So, it is important to insure them properly to not only protect them but to also give you peace of mind. Insuring antiques can bring with it...
Director Steve Green to speak at CII Bristol 2020 Vision Conference
One of our directors, Steve Green, will be in Bristol on 23 January to speak at the Insurance Institute of Bristol financial services conference. Entitled 2020 Vision, Steve will be taking part in a panel discussion which will finish with a question and answer...
High Value Item Insurance Explained
What is a high value item? A high value item is an item which is worth more money than a typical possession. Some sources cite this as being an item which is worth over £1,000. Whereas other suggest a high value item is an item worth more than the standard single item...
Can You Sell CBD in the UK?
As a vape shop owner you will be well aware of the huge variety of e-liquids which you can purchase to sell on to your customers. One area getting a lot of media attention at the moment is that of CBD. Here we look at what CBD is, if you can sell CBD in the UK and...
Are Your E-Cigarettes TPD Compliant?
What is the Tobacco Product Directive (TPD)? The Tobacco Product Directive (TPD) is an EU directive designed to regulate the Tobacco industry. From May 2016 it introduced new rules to cover the e-cigarette and vaping industry. Article 20 of the directive specifically...
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