We’ve written many times before about underinsurance because as an insurance broker, our key duty is ensuring clients obtain suitable insurance cover for their needs. So, the risk of underinsurance is an area that we think your business...
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Do I Need Public Liability Insurance for an Event?
If your business is involved in running events or you are planning a one-off event over the summer months, one of the areas you won’t want to overlook is that of insurance. Running events can be an exciting time for your business. But...
Does Business Travel Insurance Cover Flight Cancellations & Subsistence?
Passengers have faced a raft of UK flight cancellations causing disruptions for many families on half-term holidays and business travellers. And the situation looks set to continue well into the summer months unfortunately. Staff...
Effects of War on Business Insurance Policies
Do insurance policies cover the impacts of war? Most insurance policies will typically contain an exclusion for the impacts of war and/or terrorism. As with all insurance, exact policies will vary but the war exclusion is a common one in...
What is Business Travel Insurance?
If you have employees who travel abroad in the course of the work that they do for you, then your business must think about the related risks to your business and employees. What is business travel insurance? Business travel insurance is...
The Top 10 Risks Businesses Face in 2022
If you are a business owner, you will face a range of different risks in the daily running of your business. As well as wider, long-term risks which can impact the way that your business operates. The first part of minimising business...
Why Has My Insurance Not Been Renewed?
There are some instances where an insurance policy that you have held for a period of time, will not be considered for renewal by your current insurer. We look at why this may be the case and what you can do if this does happen to you or...
Do I Need Product Liability Insurance for My Business?
If you run a business, then it is likely that you will need a range of small business insurance covers to protect against the different risks that you face. If you make or sell products one important insurance product to consider is...
Wheat Prices Increase in 2022: Impact of Ukraine Invasion
What has happened to wheat prices 2022? In early April, this article from the Guardian reported that world wheat prices had increased by 19.7% in March. These price rises are mainly due to the Russia-Ukraine war which has meant disruption...
How to Reduce Small Business Energy Costs
There isn’t anything any of us can do about the rising costs of energy. But there are some ways in which you can look to control your small business energy usage and therefore your costs. We appreciate that this won’t be possible for all...
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