As a business owner, mitigating risk and ensuring the continuity of the running of a business will be a big priority. Of course, one of the ways you can achieve this is by having insurance in place to protect you, your employees and your...
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Data Protection Breach Fines for Businesses & How To Avoid Them
Following the introduction of GDPR on the 15th May 2018, there is an ever-increasing focus on data protection breaches. GDPR puts a requirement on businesses to report all personal data breaches. Data breaches must be reported within 72...
Terrorism risk to business is changing: what it means for insurance
I am an Insurance Broker - a recent one at that having spent 29 years working with an insurer. Someone asked me how it felt to be a gamekeeper turned poacher and it struck me that there was still a feeling of "us and them" within the...
Non-Damage Business Interruption Terrorism Insurance Cover
We blogged in June 2018 about Pool Re – a Government backed solution specifically designed to cover terrorist acts designed to overthrow or influence the Government. However, at the time of writing we looked at some of the limitations...
6 top tips to keep your small business safe over the Christmas period
We all deserve a break over the festive period but for small business owners it is still a time to remain vigilant. Especially when it comes to the safety of your premises if they are going to be vacant for a period. The Christmas season...
Almost half of small businesses have suffered cyber-attack in the last year
We’ve blogged several times in recent months about the issue of cybercrime and how it is something that all small businesses must be aware of. Don’t make the mistake of thinking that a cyber-attack can only affect large companies. In...
Business Interruption – do you have a plan?
A disaster can unfortunately strike at any time and affect any business of any size. Disasters can range from the more obvious such as a fire or flood, to the impact of a cyber-attack through to simple human error. As disasters are...
Cyber Insurance: Why should it be a business consideration?
Given the digital world that we now live in, the threat of cybercrime and cyber-attack looms large on the agenda of all businesses who make use of information technology or handle data. As a business issue it is one that can be utterly...
Extreme weather – what to consider to protect your business?
Weather events can pose a risk to business continuity particularly if you have not fully recognised the potential risks to your business or the steps that may be required to get your business fully operational again following a weather...
Non – Damage Business Interruption Terrorism Insurance
It's exactly a year since the terror attack at Borough Market in London. Headlines at the time understandably focused on the human tragedy when 8 people died and 48 were injured. What was less publicised was the number of businesses...
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