What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of...
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What is Replacement Value vs. Market Value in Insurance?
As well as being different types of insurance that you can take out to insure your property, possession and valuables, there are also different ways in which you can insure these items too. Here we look at some of the different basis on...
What is a High Risk Item for Contents Insurance?
When it comes to contents insurance, a high risk item can be thought of as something which may be particularly attractive or vulnerable to thieves. This could be for one of many reasons, such as the item is valuable or that its size means...
How To Choose The Right Insurance Broker?
Working with an insurance broker can add significant value to your business for a range of reasons. Many of which we cover in our blog looking at the reasons why you should work with an insurance broker. Ultimately, choosing the right...
How to Insure Model Railway, Aircraft & Boats
If you have a model railway, aircraft or boat, chances are you have invested a lot of time and money into your hobby. So, it’s only right that you take the right steps to protect this precious investment from a range of risks. Why would...
A Guide to High Value Home Insurance
Home insurance. Something that we all need. Whether we rent or own a property. It’s vital cover to help protect not only our homes themselves but also our possessions. But depending on the type of property that you own and the...
Safe Deposit Box Insurance: How It Works
What is a safe deposit box? Lloyds Bank define a safe deposit box as ‘a secure place where you can store possessions that are impossible to replace or that hold sentimental value’ A safe deposit box, also known as a safety deposit box,...
Bitcoin & Crypto Insurance: Risks & Security
Bitcoin and other cryptocurrencies have been increasing in popularity in recent years and are becoming an area more people are looking to invest in. NFTs are the most recent crypto trend to take off and garner interest around the world....
What is Insurance Fraud?
Fraud costs the insurance industry over £1billion a year and insurers are estimated to spend over £200million a year on identifying fraud. Not only that, but insurance fraud pushes up the cost of insurance for honest buyers as well. So,...
Musical Instrument Insurance: Valuation, Costs & Cover
Musical instruments can be costly. Whether you own a musical instrument which you or a family member play. Or if you are collector of musical instruments. In fact, this article shows just how expensive collectors’ items can be – with a...
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