As a small business or individual who buys insurance it is important to understand how your premiums are made up. One factor that is applied to the majority of insurance premiums is insurance premium tax. Here we look at what is insurance...
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Electric Vehicles: What Are The Insurance Impacts?
There are plans to ensure that all new vehicles are ‘zero emissions‘ by 2040 (or possibly 2032). Effectively spelling the end of petrol and diesel vehicles. So, it is likely that we will all be looking to switch to electric vehicles over...
Insurance Fraud: What it Costs the Car Insurance Industry and Why it’s Never Ok
Committed both by individuals and also by larger criminal gangs, fraud is an issue which has hounded the car insurance market for years. As a driver it is important to be aware of the types of car insurance fraud. Not only to ensure that...
Young Drivers: What are the New Licence & Road Rules
Recent news has focussed heavily on calls from the Department for Transport (DfT) for a graduated licence system to be introduced for young and newly qualified drivers. The DfT’s position on driving licences for new and young drivers...
Car Thefts and the rise of keyless car crime – check your policy cover!
Motor theft insurance claim payouts have hit their highest level in seven years according to The Association of British Insurers. The cost of claims has also risen, with the ABI saying that in total insurers paid out £108m in the first...
Travel Insurance advice for those travelling to Sri Lanka
Following the devastating attacks in Sri Lanka over the Easter weekend, the Foreign and Common Wealth Office (FCO) have now issued travel advice to those planning to travel to Sri Lanka in the immediate future. Following the attacks, the...
Elderly Drivers: Advice & Rules of the Road
Road rules are there to protect all drivers, regardless of age. However, it is acknowledged that as drivers get older, there are some extra considerations that are good to be aware of. Whilst many of these considerations typically apply...
Home security – Minimising the risk of crime
Home burglaries and thefts are of obvious concern to everyone, and we all go to great lengths to protect our homes and properties. Having home insurance in place is one way to protect yourself but reviewing your home security and security...
A beginner’s guide to life and critical illness insurance
Do you have any life or critical illness insurance in place to provide cover if anything were to happen to you? Would your family be able to pay the mortgage or cover the monthly bills if you weren’t around any longer or couldn’t work...
Find out how affordable life cover could be simply by taking a selfie
If the worst were to happen and you died, the emotional and financial upset for your family would, understandably, be devastating. While there is little you can do to prevent their emotional pain, you can ease their financial worries....
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