Many drivers have switched to electric cars as a means of cutting down on their emissions. Similarly, some fleet managers are planning to electrify their fleets in the coming years. Reduced running costs are a major benefit of electric...
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Bike Insurance Lock Requirements
If you take out a bike insurance policy, the insurer will usually specify certain requirements for the lock you use to secure your bike. If your lock does not meet these requirements, then you may not be able to make a claim on your...
Will Driverless Cars and Autonomous Vehicles Affect Car Insurance?
Driverless cars and autonomous vehicles are not theoretical. They already exist. The technology is already there to sit in a vehicle and specify a destination before allowing the vehicle to take care of all acceleration, navigation, and...
How Often Should Art and Antiques Be Appraised?
Recent research revealed that 62% of high net worth collectors are concerned that their art and antiques collections are underinsured. An expert evaluation can help you ensure you have the right level of cover in place for your art,...
Single Vehicle Accidents – Don’t Assume Your Car Insurance Will Cover You For Everything!
We recently published an essential guide to single vehicle accidents – what they are, what causes them, and who might be liable. Read our introduction to single vehicle accidents. Towards the end of that post, we highlighted something...
Whose Responsibility is it to Avoid Underinsurance?
Underinsurance is a growing problem: As a result of inflation and its wider economic impact, in recent years far too many policyholders have found that their insurance does not quite offer the level of cover they thought they had. In this...
Burglary at Christmas – How to Protect High Value Items
Burglaries tend to soar over the festive period, and some areas of the UK are more at risk from Christmas burglars than others. In this post we’ll share some tips for protecting your home from burglaries over Christmas, along with some...
How Do Garden Rooms and Offices Affect Home Insurance?
Will your current home insurance policy cover your garden room or office, or will you have to take out a new policy? It all depends on your policy wording, and on how you intend to use your garden room. In this post we’ll discuss all of...
We need to talk about probate delays…
My mum passed away in November 2022. We are still to finalise probate even though we are using lawyers to act as Executors in obtaining probate and administering an estate. I thought we were just unlucky but it turns out that the wait...
Why Are Home & Motor Insurance Payouts Increasing in 2023?
Buyers of household and motor insurance will be discovering eye watering increases in premiums. This might not be very palatable, but it might help to understand why this is a fact and not helped further by the most recent storm Babet. We...
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