News & Insights
News & Insights
Flooding: Business Contingency Planning
Flooding is a risk that we are all too well aware of at this time of year. And a risk which is becoming ever prevalent year-round given changing weather patterns. If your business premises are impacted by flooding the effects can be devastating. And your business may...
Types of Intellectual Property For Your Business
Did you know that as much as 80% of some companies’ value can be derived from their intangible assets – their intellectual property? Whatever the value, all businesses, regardless of size, will have some form of intellectual property. Your business name for example,...
Who is Liable for Goods Damaged in Transit?
With increasing numbers of goods being ordered online and delivered to individuals via road, there is the opportunity for goods to be damaged whilst in transit. But if goods are damaged in transit who is liable? What should you do if you are the buyer and you receive...
SME Insurance: The Value Of Working With A Broker
As an SME how do you arrange your insurance? And how do you ensue with certainty that you have sufficient insurance in place to protect your business if the worst were to happen? If these are areas that concern you and your business, then we take a look at the value...
Valuing Antiques: How to Value Items for Insurance
If you are the owner of antiques, then regardless of their worth they are most likely to hold significant personal value. So, it is important to insure them properly to not only protect them but to also give you peace of mind. Insuring antiques can bring with it...
Director Steve Green to speak at CII Bristol 2020 Vision Conference
One of our directors, Steve Green, will be in Bristol on 23 January to speak at the Insurance Institute of Bristol financial services conference. Entitled 2020 Vision, Steve will be taking part in a panel discussion which will finish with a question and answer...
High Value Item Insurance Explained
What is a high value item? A high value item is an item which is worth more money than a typical possession. Some sources cite this as being an item which is worth over £1,000. Whereas other suggest a high value item is an item worth more than the standard single item...
Can You Sell CBD in the UK?
As a vape shop owner you will be well aware of the huge variety of e-liquids which you can purchase to sell on to your customers. One area getting a lot of media attention at the moment is that of CBD. Here we look at what CBD is, if you can sell CBD in the UK and...
Are Your E-Cigarettes TPD Compliant?
What is the Tobacco Product Directive (TPD)? The Tobacco Product Directive (TPD) is an EU directive designed to regulate the Tobacco industry. From May 2016 it introduced new rules to cover the e-cigarette and vaping industry. Article 20 of the directive specifically...
Smart Motorway Review: Are they Safe?
Safety is a big concern when it comes to the roads. Road Safety Week took place recently looking at the actions which can be taken to improve the safety of all journeys made on the road. One area of the roads currently attracting attention when it comes to safety are...
What is Insurance Premium Tax?
As a small business or individual who buys insurance it is important to understand how your premiums are made up. One factor that is applied to the majority of insurance premiums is insurance premium tax. Here we look at what is insurance premium tax and how it can...
Don’t Let Your Vape Insurance Auto Renew
If you own a vape business or vape shop, then getting your insurance right is one of the most important things you need to do to ensure the continuity of your business. Yet we appreciate that arranging insurance isn’t one of the most compelling things that you need to...
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